Champaign County property record for 804 Richards Ln, Champaign, IL 61820
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,152 sqft · built 1956 |
| Lot Size | 0.17 acres (7,424 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,751 (2024) |
| Deeds & Mortgages | Oct 2023 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-20-24-152-012 |
| Primary APN | 45-20-24-152-012 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,152 sqft Building Perimeter |
| 1st Floor Area | 1,152 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Stucco |
| Roof Material | Other |
| Lot Area | 7,424 sqft (0.17 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 804 RICHARDS LN |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61820-7014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 58 MATTIS MANOR |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 24 |
| Legal Subdivision | MATTIS MANOR |
| Legal Lot Number | 58 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1301 |
804 Richards Ln is owned and occupied by an individual who acquired it in April 2016.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 804 RICHARDS LN, CHAMPAIGN, IL 61820-7014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTBANK |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 7, 2016 |
| Transfer Doc | 0000006026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 804 RICHARDS LN, CHAMPAIGN, IL 61820-7014 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000014985 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023R14985 |
| Name | TRUSTBANK |
|---|---|
| Type | Bank |
| Address | OLNEY, IL 62450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 2, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 804 RICHARDS LN, CHAMPAIGN, IL 61820-7014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008015 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 2020R08015 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 1, 2035 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,000 Land $20,270 Building $34,730 | $165,000 Land $60,810 Building $104,190 | |
| 2024 | $3,751.00 | ||
| 2022 | $3,236.00 Homeowner's exemption | $41,190 Land $15,180 Building $26,010 | $123,570 Land $45,540 Building $78,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 804 Richards Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–1993) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Aug 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 804 Richards Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fidium Fiber, Nextlink.
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