709 Richards Ln, Champaign, IL 61820 Property Records

Champaign County property record for 709 Richards Ln, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,320 sqft · built 1956
Lot Size	0.179 acres (7,786 sqft)
Owner	Company Name on Record
Last Sale	$132,500 (Mar 2019)
Tax Bill	$4,241 (2024)
Deeds & Mortgages	Jun 2020 Sale Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-24-154-005`

Property Details

APN / Parcel Number

Primary APN	`45-20-24-154-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Building Perimeter
1st Floor Area	1,320 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,786 sqft (0.179 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	709 RICHARDS LN
City	CHAMPAIGN
State	IL
Zip	61820-7011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69 MATTIS MANOR
Legal Range	08E
Legal Township	19N
Legal Section	24
Legal Subdivision	MATTIS MANOR
Legal Lot Number	69
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1011
Census Tract	1301

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2918 VALLEYBROOK DR, CHAMPAIGN, IL 61822-7623
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Warranty Deed, Transfer NOT AVAILABLE
Mar 4, 2019	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Deed Document Number	20192899
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 10, 2020
Property Address	709 RICHARDS LN, CHAMPAIGN, IL 61820-7011
Document Number	0000010219
Instrument Date	Mar 4, 2020
Instrument	10219
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2918 VALLEYBROOK DR CHAMPAIGN IL 618227623, CHAMPAIGN, IL 61822-7623

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 4, 2019
Property Address	709 RICHARDS LN, CHAMPAIGN, IL 61820-7011
Document Number	0000002899
Map Reference	MB K PG 183
Instrument Date	Feb 28, 2019
Instrument	2019R02899
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2918 VALLEY, CHAMPAIGN, IL 61822

Mortgage

Document Number	0000002900
Date	Mar 4, 2019
Instrument	2019R02900

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,300 (+33.52%) Land $20,270 Building $41,030	$183,900 (+33.52%) Land $60,810 Building $123,090
2024	$4,241.00 (+15.56%)
2022	$3,670.00 Homeowner's exemption	$45,910 Land $15,180 Building $30,730	$137,730 Land $45,540 Building $92,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1993)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink.

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