804 Panoche Dr, Modesto, CA 95358 Property Records

Stanislaus County property record for 804 Panoche Dr, Modesto, CA 95358

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,360 sqft · built 1986
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,002 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081-035-029-000`

Property Details

APN / Parcel Number

Primary APN	`081-035-029-000`
Alternative APNs	`0813529000` `0813529`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	804 PANOCHE DR
City	MODESTO
State	CA
Zip	95358-6509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIABLO HILLS NO 1 BLK 5450 LOT 7
Legal Subdivision	DIABLO HILLS 01
Legal Block	5450
Legal Lot Number	7
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3013
Census Tract	601

Owner

804 Panoche Dr is owned and occupied by two individuals who acquired it in August 2017.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	804 PANOCHE DR, MODESTO, CA 95358-6509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 22, 2017	Intrafamily Transfer, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2017
Deed Sale	Aug 22, 2017
Deed Document Number	201761126
Prior Transfer Date	Aug 14, 2017
Prior Transfer Doc	0000061126
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	804 PANOCHE DR, MODESTO, CA 95358-6509
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 PANOCHE DR, MODESTO, CA 95358-6509

Mortgage

Document Number	0000095737
Date	Oct 12, 2021
Instrument	2021-0095737

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Aug 22, 2017
Property Address	804 PANOCHE DR, MODESTO, CA 95358-6509
Document Number	0000061126
Map Reference	VOL30 PG93
Instrument Date	Aug 14, 2017
Instrument	2017-0061126
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	804 PANOCHE DR, MODESTO, CA 95358-6509

Mortgage

Document Number	0000061127
Date	Aug 22, 2017
Instrument	2017-0061127

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 804 Panoche Dr was $2,002 with a homeowner's exemption, up 1.8% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Hart-Ransom Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,002.00 (+1.78%) Homeowner's exemption	$186,542 (+2%) Land $53,755 Building $132,787
2025	$1,967.00 Homeowner's exemption	$182,885 Land $52,701 Building $130,184
2023	$1,887.00 (+4.37%) Homeowner's exemption	$175,785 Land $50,655 Building $125,130
2022	$1,808.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 804 Panoche Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 Panoche Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies.

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