817 Panoche Dr, Modesto, CA 95358 Property Records

Stanislaus County property record for 817 Panoche Dr, Modesto, CA 95358

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 1987
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Sep 2019)
Tax Bill	$3,979 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Feb 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`081-035-038-000`

Property Details

APN / Parcel Number

Primary APN	`081-035-038-000`
Alternative APNs	`0813538000` `0813538`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,442 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	817 PANOCHE DR
City	MODESTO
State	CA
Zip	95358-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIABLO HILLS NO 1 BLK 5454 LOT 41
Legal Subdivision	DIABLO HILLS 01
Legal Block	5454
Legal Lot Number	41
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3015
Census Tract	601

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	817 PANOCHE DR, MODESTO, CA 95358-6511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 10, 2019	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 10, 2019	Grant Deed, Transfer · Construction Mortgage LANTZMAN INVS
Apr 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Document Number	201961012
Prior Transfer Date	Dec 22, 2016
Prior Transfer Doc	0000025512
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	817 PANOCHE DR, MODESTO, CA 95358-6511
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	NOT AVAILABLE, WFG NCAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 PANOCHE DR, MODESTO, CA 95358-6511

Mortgage

Document Number	0000033540
Date	Jul 24, 2023
Instrument	2023-0033540

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	817 PANOCHE DR, MODESTO, CA 95358-6511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010506
Date	Feb 14, 2020
Instrument	2020-0010506

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 10, 2019
Property Address	817 PANOCHE DR, MODESTO, CA 95358-6511
Document Number	0000061012
Map Reference	VOL 30 PG 93
Instrument Date	Sep 4, 2019
Instrument	2019-0061012
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CCYPRESS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	817 PANOCHE DR, MODESTO, CA 95358-6511

Mortgage

Document Number	0000061013
Date	Sep 10, 2019
Instrument	2019-0061013

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 10, 2019
Property Address	817 PANOCHE DR, MODESTO, CA 95358-6511
Document Number	0000029251
Instrument Date	May 8, 2019
Instrument	29251
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2508 PIAZZA CT MODESTO CA 953568747, MODESTO, CA 95356-8747

Mortgage

Document Number	29252
Date	May 10, 2019
Instrument	29252

Lender

Name	LANTZMAN INVS
Address	SAN DIEGO, CA 92121

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 9, 2020

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 10, 2017
Property Address	817 PANOCHE DR, MODESTO, CA 95358-6511
Document Number	0000025512
Instrument Date	Dec 22, 2016
Instrument	25512
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	561 LOS PALMOS DR SAN FRANCISCO CA 941272209, SAN FRANCISCO, CA 94127-2209

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 10, 2017
Property Address	817 PANOCHE DR, MODESTO, CA 95358-6511
Document Number	0000025511
Instrument Date	Dec 22, 2016
Instrument	25511
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	561 LOS PALMOS DR SAN FRANCISCO CA 941272209, SAN FRANCISCO, CA 94127-2209

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Hart-Ransom Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,979.00 (+1.71%)	$356,848 (+2%) Land $122,703 Building $234,145
2025	$3,912.00 (+4.07%)	$349,852 (+4.04%) Land $120,298 Building $229,554
2023	$3,759.00 (+4.24%)	$336,269 Land $115,628 Building $220,641
2022	$3,606.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ayera Technologies.

Nearby Properties on Panoche Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures