804 Emge Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 804 Emge Rd, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,116 sqft · built 2004
Lot Size	0.334 acres (14,540 sqft)
Owner	Company Name on Record
Tax Bill	$5,233 (2024)
Deeds & Mortgages	Jun 2018 Transfer Apr 2017 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`T180300002`

Property Details

APN / Parcel Number

Primary APN	`T180300002`
Alternative APN	`2-050D-C497-00-0002.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,116 sqft Living Area
Gross Area	4,626 sqft
1st Floor Area	1,966 sqft
Basement Area	1,916 sqft
Finished Basement	1,150 sqft
Unfinished Basement	766 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	14,540 sqft (0.334 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T180300002
Street Address	804 EMGE RD
City	O FALLON
State	MO
Zip	63366-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFALLON GARDENS BDRY ADJ LOT 1&2 LOT 2
Legal Subdivision	OFALLON GARDENS BDRY ADJ LOT 1&2
Legal Lot Number	2
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3008
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	804 EMGE RD, O FALLON, MO 63366-2119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 24, 2017	Warranty Deed, Transfer FREEDOM TITLE
Apr 24, 2017	Warranty Deed, Transfer · ARM BANK OF AMERICA NA
Apr 24, 2017	Correction Deed, Transfer FREEDOM TITLE
Apr 24, 2017	Correction Deed, Transfer FREEDOM TITLE
Apr 24, 2017	Correction Deed, Transfer FREEDOM TITLE
Apr 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2017
Deed Sale	Apr 24, 2017
Prior Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	2017244220
Deed Book / Page	6732 / 309
Last Transfer Date	Jun 21, 2018
Transfer Doc	0069371533
Record Updated	Sep 20, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 21, 2018
Property Address	804 EMGE RD, O FALLON, MO 63366-2119
Document Number	0069371533
Book / Page	006937 / 001533
Instrument Date	Jun 21, 2018
Instrument	348500
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	804 EMGE RD O FALLON MO 633662119, O FALLON, MO 63366-2119

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 24, 2017
Property Address	804 EMGE RD, O FALLON, MO 63366-2119
Document Number	0067320309
Book / Page	006732 / 000309
Instrument Date	Apr 20, 2017
Instrument	244220
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	804 EMGE RD O FALLON MO 633662119, O FALLON, MO 63366-2119

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 24, 2017
Property Address	804 EMGE RD, O FALLON, MO 63366-2119
Document Number	0067320288
Book / Page	6732 / 0288
Map Reference	MB 49 PG 182
Instrument Date	Apr 20, 2017
Instrument	20170424000244200
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 EMGE RD, O FALLON, MO 63366-2119

Mortgage

Document Number	20170424000244210
Date	Apr 24, 2017
Instrument	20170424000244210

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

April 2017: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 24, 2017
Property Address	804 EMGE RD, O FALLON, MO 63366-2119
Document Number	0067320285
Book / Page	006732 / 000285
Instrument Date	Apr 19, 2017
Instrument	244190
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	FREEDOM TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 EMGE RD O FALLON MO 633662119, O FALLON, MO 63366-2119

April 2017: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 24, 2017
Property Address	804 EMGE RD, O FALLON, MO 63366-2119
Document Number	0067320280
Book / Page	006732 / 000280
Instrument Date	Apr 18, 2017
Instrument	244180
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	FREEDOM TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 EMGE RD O FALLON MO 633662119, O FALLON, MO 63366-2119

April 2017: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 24, 2017
Property Address	804 EMGE RD, O FALLON, MO 63366-2119
Document Number	0067320275
Book / Page	006732 / 000275
Instrument Date	Apr 18, 2017
Instrument	244170
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	FREEDOM TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 EMGE RD O FALLON MO 633662119, O FALLON, MO 63366-2119

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 4, 2017
Property Address	804 EMGE RD, O FALLON, MO 63366-2119
Document Number	0067221630
Book / Page	006722 / 001630
Instrument Date	Mar 30, 2017
Instrument	201760
Transaction Type	Transfer
Record Updated	Mar 26, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 N MAIN ST O FALLON MO 633662205, O FALLON, MO 63366-2205

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,058 (-)	$437,147 (-) Land $46,200 Building $390,947
2025		$83,058 (+4.71%)	$437,147 (+4.71%) Land $46,200 Building $390,947
2024	$5,233.00
2023		$79,322
2022			$417,486 Land $35,000 Building $382,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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