711 Emge Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 711 Emge Rd, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,058 sqft · built 1967
Lot Size	0.401 acres (17,468 sqft)
Owner	Individual Name on Record
Tax Bill	$3,797 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T170300211`

Property Details

APN / Parcel Number

Primary APN	`T170300211`
Alternative APN	`2-050D-C435-00-0002.0000000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,058 sqft Living Area
Basement Area	1,502 sqft
Finished Basement	1,119 sqft

Exterior

Year Built	Built 1967
Exterior Material	Brick/Stone
Lot Area	17,468 sqft (0.401 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T170300211
Street Address	711 EMGE RD
City	O FALLON
State	MO
Zip	63366-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER VALLEY ESTS BDRY ADJ LOT 2
Legal Range	03E
Legal Township	47N
Legal Subdivision	DEER VALLEY ESTS BDRY ADJ
Legal Lot Number	2
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4028
Census Tract	311802

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	711 EMGE RD, O FALLON, MO 63366-2118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE INC
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2016
Deed Sale	Dec 27, 2016
Prior Sale	Dec 27, 2016
Deed Document Number	0000869360
Deed Book / Page	6674 / 1207
Last Transfer Date	Jul 7, 2020
Transfer Doc	0000471770
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	711 EMGE RD, O FALLON, MO 63366-2118
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SELECT TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000302250
Date	May 17, 2017
Book Page	6744/2316
Instrument	20170517000302250

Lender

Name	CORNERSTONE MORTGAGE INC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	236 Months
Due	Jan 1, 2037

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	711 EMGE RD, O FALLON, MO 63366-2118
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 EMGE RD, O FALLON, MO 63366-2118

Mortgage

Document Number	0000081459
Date	Sep 30, 2021
Instrument	2021R-081459

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 7, 2020
Property Address	711 EMGE RD, O FALLON, MO 63366-2118
Document Number	0000471770
Book / Page	7339 / 1460
Map Reference	MB 49 PG 84
Instrument Date	Jul 1, 2020
Instrument	20200707000471770
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 EMGE RD, O FALLON, MO 63366-2118

Mortgage

Document Number	0000471780
Date	Jul 7, 2020
Instrument	20200707000471780

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,797.00	$63,970 (+3.41%)	$336,686 (+3.41%) Land $59,400 Building $277,286
2023		$61,859
2022			$325,572 Land $45,000 Building $280,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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