804 Emerald Ave, Coldwater, OH 45828 Property Records

Mercer County property record for 804 Emerald Ave, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,575 sqft · built 1987
Lot Size	0.261 acres (11,385 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,000 (Dec 1997)
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Apr 2011 Mortgage Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-168600.0000`

Property Details

APN / Parcel Number

Primary APN	`05-168600.0000`
Alternative APN	`08-28-178-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	11,385 sqft (0.261 acres)
Lot Dimensions	115 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	804 EMERALD AVE
City	COLDWATER
State	OH
Zip	45828-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTVIEW FIRST ADD RTS: 000-00-00 LOT#: 1278
Legal Subdivision	WESTVIEW FIRST ADD
Legal Lot Number	1278
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	3
Census Block	3006
Census Tract	967700

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	804 EMERALD AVE, COLDWATER, OH 45828-1054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2011	Deed of Trust, Mortgage FIRST CHOICE CREDIT UNION INC
Feb 12, 2026	Transfer on Death Deed, Transfer
Feb 12, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 1997 · Amount on Record
Deed Sale	Dec 30, 1997 · Amount on Record
Last Transfer Date	Feb 11, 2026
Transfer Doc	0000000650
Record Updated	Sep 20, 2026

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	804 EMERALD AVE, COLDWATER, OH 45828-1054
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100001994
Date	Apr 27, 2011
Instrument	201100001994

Lender

Name	FIRST CHOICE CREDIT UNION INC
Address	COLDWATER, OH 45828

Agreement

Amount	Amount Recorded

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MERCER OH
Recording Date	Feb 12, 2026
Property Address	804 EMERALD AVE, COLDWATER, OH 45828-1054
Document Number	202600000651
Map Reference	CAB 1 PG 56&57
Instrument Date	Feb 11, 2026
Instrument	202600000651
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	804 EMERALD AVE, COLDWATER, OH 45828-1054

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCER OH
Recording Date	Feb 12, 2026
Property Address	804 EMERALD AVE, COLDWATER, OH 45828-1054
Document Number	202600000650
Map Reference	CAB 1 PG 56&57
Instrument Date	Feb 11, 2026
Instrument	202600000650
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	804 EMERALD AVE, COLDWATER, OH 45828-1054

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,048.00	$91,570 (-) Land $13,410 Building $78,160
2024	$3,048.00 (+1.91%)	$91,570 (-) Land $13,410 Building $78,160
2023	$2,991.00 (+13.94%)	$91,570 (+28.12%) Land $13,410 Building $78,160	$261,600 (+28.11%) Land $38,300 Building $223,300
2022	$2,625.00	$71,470 Land $10,570 Building $60,900
2020			$204,200 Land $30,200 Building $174,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber · Fixed Wireless	2,000 / 2,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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