Mercer County property record for 801 Emerald Ave, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,987 sqft · built 1987 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $17,500 (Jun 1987) |
| Tax Bill | $3,985 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-168300.0000 |
| Primary APN | 05-168300.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,987 sqft Living Area |
| Basement Area | 1,967 sqft |
| Finished Basement | 1,967 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 120 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 801 EMERALD AVE |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTVIEW FIRST ADD RTS: 000-00-00 LOT#: 1275 |
| Legal Subdivision | WESTVIEW FIRST ADD |
| Legal Lot Number | 1275 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 967700 |
801 Emerald Ave is owned and occupied by two individuals who acquired it in January 2025.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 801 EMERALD AVE, COLDWATER, OH 45828-1055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO |
| Mar 23, 2026 | Affidavit, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 1987 · Amount on File |
| Deed Sale | Jun 19, 1987 · Amount on File |
| Last Transfer Date | Jan 17, 2025 |
| Transfer Doc | 0000000380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 801 EMERALD AVE, COLDWATER, OH 45828-1055 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 801 EMERALD AVE, COLDWATER, OH 45828-1055 |
| Document Number | 202400000386 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 202400000386 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 20, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Mar 23, 2026 |
| Property Address | 801 EMERALD AVE, COLDWATER, OH 45828-1055 |
| Document Number | 202600001268 |
| Map Reference | CAB 1 PG 56 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202600001268 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 801 EMERALD AVE, COLDWATER, OH 45828-1055 |
The 2025 property tax bill for 801 Emerald Ave was $3,985.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,985.00 | $119,700 (-) Land $14,560 Building $105,140 | |
| 2024 | $3,985.00 (+1.94%) | $119,700 (-) Land $14,560 Building $105,140 | |
| 2023 | $3,909.00 (+9.65%) | $119,700 (+23.33%) Land $14,560 Building $105,140 | $342,000 Land $41,600 Building $300,400 |
| 2022 | $3,565.00 | $97,060 Land $11,480 Building $85,580 | |
| 2020 | $277,300 Land $32,800 Building $244,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 801 Emerald Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1989) |
| Most Recent Claim | May 1989 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 801 Emerald Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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