804 E Oregon St, Urbana, IL 61801 Property Records

Champaign County property record for 804 E Oregon St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	1 ba · 968 sqft · built 1893
Lot Size	0.15 acres (6,555 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jun 2022)
Tax Bill	$3,992 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-157-008`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-157-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	968 sqft Building Perimeter
1st Floor Area	968 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	6,555 sqft (0.15 acres)
Lot Dimensions	95 ft deep x 69 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	384 sqft
Patio Area	67 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	804 E OREGON ST
City	URBANA
State	IL
Zip	61801-4319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 WEBBERS, MARTHA E., ADD, SUB OF LT A
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	WEBBERS, MARTHA E., ADD
Legal Lot Number	16,A
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4021
Census Tract	5500

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	804 E OREGON ST, URBANA, IL 61801-4319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU
May 17, 2017	Grant Deed, Mortgage FIRST FSB/CHAMPAIGN-URBANA
May 10, 2017	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF LLIONOIS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Jul 6, 2007 · Amount on Record
Deed Document Number	202211955
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 30, 2022
Property Address	804 E OREGON ST, URBANA, IL 61801-4319
Document Number	0000011955
Map Reference	MB B PG 145
Instrument Date	Jun 20, 2022
Instrument	2022R11955
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 E OREGON ST, URBANA, IL 61801-4319

Mortgage

Document Number	0000011956
Date	Jun 30, 2022
Instrument	2022R11956

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	804 E OREGON ST, URBANA, IL 61801-4319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006693
Date	Apr 27, 2020
Instrument	2020R06693

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union
Address	61620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate
Rate	3.12%

May 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 17, 2017
Property Address	804 E OREGON ST, URBANA, IL 61801-4319
Instrument Date	May 12, 2017
Instrument	8568
Transaction Type	Mortgage
Record Updated	Jun 1, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 S NEIL ST CHAMPAIGN IL 618205220, CHAMPAIGN, IL 61820-5220

Mortgage

Document Number	0000008568
Date	May 17, 2017
Instrument	8568

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	1311 S NEIL ST, CHAMPAIGN, IL 61820-6558

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 16, 2022

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 10, 2017
Property Address	804 E OREGON ST, URBANA, IL 61801-4319
Document Number	0000008004
Map Reference	MB B PG145
Instrument Date	May 3, 2017
Instrument	2017R08004
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	609 W NEVADA ST, URBANA, IL 61801-4017

Mortgage

Document Number	0000008005
Date	May 10, 2017
Instrument	2017R08005

Lender

Name	UNIVERSITY OF LLIONOIS COMMUNITY CU
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,300 (+5.79%) Land $13,560 Building $33,740	$141,900 (+5.79%) Land $40,680 Building $101,220
2024	$3,992.00 (+7.86%)	$44,710 (+19%) Land $12,820 Building $31,890	$134,130 (+19%) Land $38,460 Building $95,670
2023	$3,701.00 (-8.98%)
2022	$4,066.00	$37,570 Land $10,770 Building $26,800	$112,710 Land $32,310 Building $80,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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