707 E Oregon St, Urbana, IL 61801 Property Records

Champaign County property record for 707 E Oregon St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	2 ba · 572 sqft · built 1913
Lot Size	0.121 acres (5,280 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Aug 2018)
Tax Bill	$6,181 (2024)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-161-004`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-161-004`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	572 sqft Building Perimeter
1st Floor Area	572 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Duplex Single
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	96 ft deep x 55 ft wide
Driveway	Concrete Driveway
Driveway Area	980 sqft
Porch	Porch
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	707 E OREGON ST
City	URBANA
State	IL
Zip	61801-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 SMITHS EAST OREGON ST ADD
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	SMITHS EAST OREGON ST ADD
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4027
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 E OREGON ST, URBANA, IL 61801-4316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Warranty Deed, Transfer · Conventional Mortgage CIBM BANK
Aug 25, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2018 · Amount on Record
Deed Sale	Aug 6, 2018 · Amount on Record
Prior Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	201813598
Prior Transfer Date	Dec 16, 2014
Prior Transfer Doc	0000011089
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 6, 2018
Property Address	707 E OREGON ST, URBANA, IL 61801-4316
Document Number	0000013598
Map Reference	MB D PG220
Instrument Date	Jul 20, 2018
Instrument	2018R13598
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	707 E OREGON ST, URBANA, IL 61801-4316

Mortgage

Document Number	0000013599
Date	Aug 6, 2018
Instrument	2018R13599

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 25, 2017
Property Address	707 E OREGON ST, URBANA, IL 61801-4316
Document Number	0000016227
Instrument Date	Aug 16, 2017
Instrument	16227
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CARRIE AVE URBANA IL 618022104, URBANA, IL 61802-2104

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,760 (+25.94%) Land $10,920 Building $58,840	$209,280 (+25.94%) Land $32,760 Building $176,520
2024	$6,181.00 (+15.64%)
2022	$5,345.00 Homeowner's exemption	$55,390 Land $8,670 Building $46,720	$166,170 Land $26,010 Building $140,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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