804 E 8th St, Panama City, FL 32401 Property Records

Bay County property record for 804 E 8th St, Panama City, FL 32401

Property Summary

Property Type	Vacant Land
Lot Size	0.128 acres (5,575 sqft)
Owner	Individual Name on Record
Tax Bill	$166 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17273-010-000`

Property Details

APN / Parcel Number

Primary APN	`17273-010-000`

Exterior

Lot Area	5,575 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide

Location & Zoning

Street Address	804 E 8TH ST
City	PANAMA CITY
State	FL
Zip	32401-3536
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PC03
Legal Description	GLENWOOD ADD LOT 7 BLK 20 ORB 4766 P 1446
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	GLENWOOD ADD
Legal Block	20
Legal Lot Number	7
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4006
Census Tract	1600

Owner

Source: Bay County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1315 LINCOLN DR, PANAMA CITY, FL 32401-2848
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit TYNDALL FCU
Oct 14, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 20, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 30, 2025
Transfer Doc	0049641339
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	804 E 8TH ST, PANAMA CITY, FL 32401-3536
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3502 ENKS AVENUE, PANAMA CITY, FL 32401

Mortgage

Document Number	0049780779
Date	Dec 1, 2025
Book Page	4978/779
Instrument	2025069404

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Oct 14, 2025
Property Address	804 E 8TH ST, PANAMA CITY, FL 32401-3536
Document Number	0049622162
Book / Page	4962 / 2162
Instrument Date	Sep 30, 2025
Instrument	2025059589
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	722 1 2 MLK BLVD, PANAMA CITY, FL 32401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 LINCOLN DR, PANAMA CITY, FL 32401-2848
Investor	Possibly a Property Investor

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Oct 20, 2025
Property Address	804 E 8TH ST, PANAMA CITY, FL 32401-3536
Document Number	0049641339
Book / Page	4964 / 1339
Instrument Date	Sep 30, 2025
Instrument	2025060685
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1043 DEADWOOD TRL, LOGANVILLE, GA 30052-3153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 LINCOLN DR, PANAMA CITY, FL 32401-2848
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$166.00 (-2.92%)	$9,524 (-10.82%)	$12,544 (+17.45%) Land $12,544
2024	$171.00 (-48.65%)	$10,680 (+11.11%) Land $10,680	$10,680 (+11.11%) Land $10,680
2023	$333.00 (+6.05%)	$9,612 (+34.34%) Land $9,612	$9,612 (+34.34%) Land $9,612
2022	$314.00	$7,155 Land $7,155	$7,155 Land $7,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1995–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2023
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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