803 E 8th St, Panama City, FL 32401 Property Records

Bay County property record for 803 E 8th St, Panama City, FL 32401

Property Summary

Property TypeVacant Land
Lot Size0.128 acres (5,575 sqft)
OwnerCompany Name on Record
Last Sale$25,000 (Oct 2025)
Tax Bill$166 (2025)
Deeds & MortgagesJan 2026 Construction Loan
Oct 2025 Sale
Flood ZoneZone X (minimal risk)
APN17234-000-000

Property Details

APN / Parcel Number

Primary APN17234-000-000

Exterior

Lot Area5,575 sqft (0.128 acres)
Lot Dimensions140 ft deep x 40 ft wide

Location & Zoning

Street Address803 E 8TH ST
CityPANAMA CITY
StateFL
Zip32401-3535
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodePC03
Legal DescriptionGLENWOOD ADD. LOT 13 BLK 17 ORB 158 P 963 MAP 105B4
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionGLENWOOD ADD
Legal Block17
Legal Lot Number13
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group4
Census Block4029
Census Tract1600

Owner

Source: Bay County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1340 N PALO ALTO AVE, PANAMA CITY, FL 32401-3369
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Construction Mortgage
YELLOWFIN CAPITAL MANAGEMENT LLC
Oct 1, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2025 · Amount on Record
Deed SaleOct 1, 2025 · Amount on Record
Deed Document Number202556827
Deed Book / Page4958 / 1153
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address803 E 8TH ST, PANAMA CITY, FL 32401-3535
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 N PALO ALTO AVE, PANAMA CITY, FL 32401-3369

Mortgage

Document Number0049931111
DateJan 20, 2026
Book Page4993/1111
Instrument2026003154
Lender
NameYELLOWFIN CAPITAL MANAGEMENT LLC
TypeNon-Lending Institution
AddressPANAMA CITY, FL 32406
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateOct 1, 2025
Property Address803 E 8TH ST, PANAMA CITY, FL 32401-3535
Document Number0049581153
Book / Page4958 / 1153
Map ReferenceMB 4 PG 13
Instrument DateSep 22, 2025
Instrument2025056827
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2754 MCAFEE RD, DECATUR, GA 30032-4240

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 N PALO ALTO AVE, PANAMA CITY, FL 32401-3369

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$166.00 (-2.92%)$9,524 (-10.82%)$12,544 (+17.45%) Land $12,544
2024$171.00 (-48.65%)$10,680 (+11.11%) Land $10,680$10,680 (+11.11%) Land $10,680
2023$333.00 (+6.05%)$9,612 (+34.34%) Land $9,612$9,612 (+34.34%) Land $9,612
2022$314.00$7,155 Land $7,155$7,155 Land $7,155

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1995–2023)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2023
Claims by Event
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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