804 Coastal Dr, Temple, TX 76502 Property Records

Bell County property record for 804 Coastal Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,433 sqft · built 2005
Lot Size	0.236 acres (10,278 sqft)
Owner	Individual Name on Record
Tax Bill	$6,983 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0130190306`

Property Details

APN / Parcel Number

Primary APN	`0130190306`
Alternative APNs	`333039` `860717`

Interior

Stories	1 Story
Building Area	2,433 sqft Living Area
1st Floor Area	2,433 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,278 sqft (0.236 acres)
Lot Dimensions	123 ft deep x 83 ft wide
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	267 sqft

Location & Zoning

Street Address	804 COASTAL DR
City	TEMPLE
State	TX
Zip	76502-6057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WACO ROAD WEST SUBDIVISION, BLOCK 006, LOT 0008
Legal Subdivision	WACO ROAD WEST SUBDIVISION
Legal Block	6
Legal Lot Number	8
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3003
Census Tract	20301

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3000 S 1ST ST, 814, LUFKIN, TX 75901-7159
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 6, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Feb 10, 2020	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
May 30, 2019	Vendor's Lien, Transfer · VA Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2024
Deed Sale	Dec 9, 2024
Prior Sale	May 30, 2019 · Amount on Record
Deed Document Number	202454424
Prior Transfer Date	May 29, 2019
Prior Transfer Doc	0000022707
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	804 COASTAL DR, TEMPLE, TX 76502-6057
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055612
Date	Aug 27, 2021
Instrument	2021055612

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	804 COASTAL DR, TEMPLE, TX 76502-6057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000959
Date	Jan 6, 2021
Instrument	2021-00000959

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	804 COASTAL DR, TEMPLE, TX 76502-6057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006647
Date	Feb 10, 2020
Instrument	2020-00006647

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 30, 2019
Property Address	804 COASTAL DR, TEMPLE, TX 76502-6057
Document Number	0000022707
Map Reference	CAB C SL 347-A&B
Instrument Date	May 29, 2019
Instrument	2019-00022707
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4216 PURDUE ST, 4216, HOUSTON, TX 77005-1042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 COASHEL DR, TEMPLE, TX 76502

Mortgage

Document Number	0000022708
Date	May 30, 2019
Instrument	2019-00022708

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,983.00 (+30.55%)	$299,376 (-12.21%)	$302,158 (-11.39%) Land $36,000 Building $266,158
2023	$5,349.00 (-5.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$341,005 Land $36,000 Building $305,005	$341,005 Land $36,000 Building $305,005
2022	$5,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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