707 Coastal Dr, Temple, TX 76502 Property Records

Bell County property record for 707 Coastal Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,015 sqft · built 2005
Lot Size	0.279 acres (12,177 sqft)
Owner	Individual Name on File
Tax Bill	$3,895 (2023)
Deeds & Mortgages	Dec 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0130190279`

Property Details

APN / Parcel Number

Primary APN	`0130190279`
Alternative APNs	`333030` `827541`

Interior

Stories	1 Story
Building Area	2,015 sqft Living Area
1st Floor Area	2,015 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,177 sqft (0.279 acres)
Lot Dimensions	123 ft deep x 99 ft wide
Garage Type	Mixed
Garage Area	426 sqft
Carport	Carport
Carport Area	700 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	161 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	827541
Street Address	707 COASTAL DR
City	TEMPLE
State	TX
Zip	76502-6056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WACO ROAD WEST SUBDIVISION, BLOCK 005, LOT 0028
Legal Subdivision	WACO ROAD WEST SUBDIVISION
Legal Block	5
Legal Lot Number	28
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3008
Census Tract	20301

Owner

707 Coastal Dr is owned and occupied by an individual who acquired it in May 2017.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	707 COASTAL DR, TEMPLE, TX 76502-6056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 8, 2017	Vendor's Lien, Transfer · Conventional Mortgage HOME FINANCING UNLIMITED INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2017
Deed Sale	May 8, 2017
Prior Sale	Feb 24, 2014
Deed Document Number	2017-00018404
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	707 COASTAL DR, TEMPLE, TX 76502-6056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069819
Date	Dec 16, 2020
Instrument	2020-00069819

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 8, 2017
Property Address	707 COASTAL DR, TEMPLE, TX 76502-6056
Document Number	0000018404
Map Reference	CAB C SLS347A&347B
Instrument Date	May 5, 2017
Instrument	2017-00018404
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 COASTAL DR, TEMPLE, TX 76502-6056

Mortgage

Document Number	0000018405
Date	May 8, 2017
Instrument	2017-00018405

Lender

Name	HOME FINANCING UNLIMITED INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,895.00 (-13.46%) Homeowner's exemption	$317,802 Land $36,000 Building $281,802	$317,802 Land $36,000 Building $281,802
2022	$4,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 707 Coastal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Coastal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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