804 Cindy Dr, Monroe, NC 28112 Property Records

Union County property record for 804 Cindy Dr, Monroe, NC 28112 · Last verified August 2026

Property Summary

Property TypeOther Improved
Detailsbuilt 2021
Lot Size1.09 acres (47,480 sqft)
Owner2 Individual Names on File
Last Sale$182,000 (May 2017)
Tax Bill$2,341 (2025)
Deeds & MortgagesDec 2021 Mortgage
May 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-125-128

Property Details

APN / Parcel Number

Primary APN09-125-128

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area47,480 sqft (1.09 acres)

Location & Zoning

Street Address804 CINDY DR
CityMONROE
StateNC
Zip28112-8186
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT A WORTHWOOD OPCP348
Legal SubdivisionWORTHWOOD
Legal Lot NumberA
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2012
Census Tract20702

Owner

Source: Union County records · APN 09-125-128

Assessment roll updated March 31, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address804 CINDY DR, MONROE, NC 28112-8186
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
RENASANT BANK
May 24, 2022Deed of Trust, Mortgage · Line of Credit
CHARLOTTE METRO FCU
Feb 04, 2021Deed of Trust, Mortgage · Line of Credit
MADISON HOMEBUILDERS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 08, 2017 · Amount on Record
Deed SaleMay 08, 2017 · Amount on Record
Deed Document Number201712594
Deed Book / Page6927 / 265
Last Transfer DateSep 10, 2020
Transfer Doc0007805824
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address804 CINDY DR, MONROE, NC 28112-8186
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083611
DateDec 30, 2021
Book Page8361/1
Instrument61129
Lender
NameRENASANT BANK
TypeBank
AddressBIRMINGHAM, AL 35203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address804 CINDY DR, MONROE, NC 28112-8186
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008484686
DateMay 24, 2022
Book Page8484/686
Instrument18864
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 23, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address804 CINDY DR, MONROE, NC 28112-8186
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address722 CINDY DR, MONROE, NC 28112-9108

Mortgage

Document Number0000797839
DateFeb 04, 2021
Book Page7978/39
Instrument5269
Lender
NameMADISON HOMEBUILDERS LLC
TypeNon-Lending Institution
AddressCHARLOTTE, NC 28273
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,341.00 (-9.26%)$462,600 (+17.44%) Land $56,200 Building $406,400$462,600 (+17.44%) Land $56,200 Building $406,400
2023$2,580.00$393,900 Land $26,700 Building $367,200$393,900 Land $26,700 Building $367,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790207022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Cindy Dr

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