723 Cindy Dr, Monroe, NC 28112 Property Records

Union County property record for 723 Cindy Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,568 sqft · built 2017
Lot Size	0.601 acres (26,180 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (May 2017)
Tax Bill	$1,743 (2025)
Deeds & Mortgages	Mar 2018 Mortgage May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-125-088`

Property Details

APN / Parcel Number

Primary APN	`09-125-088`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	26,180 sqft (0.601 acres)

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	723 CINDY DR
City	MONROE
State	NC
Zip	28112-9108
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20 UNIO
Legal Description	#61 WORTHWOOD PB04 PG106
Legal Subdivision	WORTHWOOD
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2013
Census Tract	20702

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	723 CINDY DR, MONROE, NC 28112-9108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU
Oct 16, 2017	Deed of Trust, Mortgage MADISON HOMEBUILDERS
Jul 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 8, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Deed Document Number	201712594
Deed Book / Page	6927 / 265
Last Transfer Date	Jul 19, 2017
Transfer Doc	0006977072
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	723 CINDY DR, MONROE, NC 28112-9108
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007127154
Date	Mar 29, 2018
Book Page	7127/154
Instrument	0008040

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	723 CINDY DR, MONROE, NC 28112-9108
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007658147
Date	May 5, 2020
Book Page	7658/147
Instrument	15230

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	723 CINDY DR, MONROE, NC 28112-9108
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007883470
Date	Nov 12, 2020
Book Page	7883/470
Instrument	46760

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	723 CINDY DR, MONROE, NC 28112-9108
Document Number	7038508
Book / Page	007038 / 000508
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 HEATHSTEAD PL #D CHARLOTTE NC 282107141, D, CHARLOTTE, NC 28210-7141

Mortgage

Document Number	7038508
Date	Oct 23, 2017
Book Page	007038/000508
Instrument	30985

Lender

Name	MADISON HOMEBUILDERS
Type	Construction/Development Company
Address	CHARLOTTE, NC 28217

Agreement

Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jul 20, 2017
Property Address	723 CINDY DR, MONROE, NC 28112-9108
Document Number	697772
Book / Page	006977 / 000072
Instrument Date	Jul 19, 2017
Instrument	20694
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 CINDY DR MONROE NC 28112, MONROE, NC 28112

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 8, 2017
Property Address	723 CINDY DR, MONROE, NC 28112-9108
Document Number	6927265
Book / Page	006927 / 000265
Instrument Date	May 8, 2017
Instrument	12594
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$364.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,743.00 (+8.73%)	$344,500 (+40.73%) Land $54,400 Building $290,100	$344,500 (+40.73%) Land $54,400 Building $290,100
2023	$1,603.00	$244,800 Land $25,500 Building $219,300	$244,800 Land $25,500 Building $219,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cindy Dr

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