804 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 804 Central Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,091 sqft · built 1881
Lot Size	0.294 acres (12,825 sqft)
Owner	Individual Name on File
Tax Bill	$27,385 (2023)
Deeds & Mortgages	Feb 2018 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-34-201-021`

Property Details

APN / Parcel Number

Primary APN	`05-34-201-021`
Alternative APN	`05-34-201-021-0000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,091 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1882
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,825 sqft (0.294 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	804 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BIESMEIERS) RESUB E95FT LT11 BLK22 VILLAGE OF WILMET TE SUB W63.55CHS N SEC OUILMETTE RESERVATION & 40FT N&ADJ CENTER LINE N
Legal Range	13E
Legal Township	42N
Legal Section	34
Legal Subdivision	BIESMEIERS RESUB E95FT LT11 BLK22 VILL
Legal Block	22
Legal Lot Number	11
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3026
Census Tract	801200

Owner

804 Central Ave is owned and occupied by an individual.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	804 CENTRAL AVE, WILMETTE, IL 60091-2606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Sep 25, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	804 CENTRAL AVE, WILMETTE, IL 60091-2606
Document Number	1806708172
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	804 CENTRAL AVE WILMETTE IL 600912606, WILMETTE, IL 60091-2606

Mortgage

Document Number	1806708172
Date	Mar 8, 2018
Instrument	6708172

Lender

Name	US BK
Type	Bank
Address	DEERFIELD, IL 60015

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	804 CENTRAL AVE, WILMETTE, IL 60091-2606
Document Number	1728515007
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	804 CENTRAL AVE WILMETTE IL 600912606, WILMETTE, IL 60091-2606

Mortgage

Document Number	1728515007
Date	Oct 12, 2017
Instrument	28515007

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,000 Land $41,681 Building $154,319	$1,960,000 Land $416,810 Building $1,543,190
2023	$27,385.00 (+5.75%)
2022	$25,897.00 Homeowner's exemption	$123,999 Land $35,268 Building $88,731	$1,239,990 Land $352,680 Building $887,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 804 Central Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	51 units insured incl. 45 condo units
Nearby Flood Claims	8 (1984–2014)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2014 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 804 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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