730 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 730 Central Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,798 sqft · built 1898
Lot Size	0.31 acres (13,515 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,600,000 (Apr 2025)
Tax Bill	$27,103 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-34-205-020`

Property Details

APN / Parcel Number

Primary APN	`05-34-205-020`
Alternative APN	`05-34-205-020-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,798 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1899
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,515 sqft (0.31 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	730 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 W2 OF LOT 10 IN BLK 14 IN DIN GEES ADD TO WILMETTE VILLAGE IN T 42N R13E 3P
Legal Range	13E
Legal Township	42N
Legal Section	34
Legal Subdivision	DINGEES ADD TO WILMETTE IN OUILMETTE
Legal Block	14
Legal Lot Number	9,10
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3040
Census Tract	801200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	730 CENTRAL AVE, WILMETTE, IL 60091-1950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2025 · Amount on Record
Deed Sale	Apr 9, 2025 · Amount on Record
Prior Sale	Mar 30, 2010 · Amount on Record
Deed Document Number	20252112
Prior Transfer Date	Aug 6, 2004
Prior Transfer Doc	0000034129
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	730 CENTRAL AVE, WILMETTE, IL 60091-1950
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	UNKNOWN, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 CENTRAL AVE, WILMETTE, IL 60091-1950

Mortgage

Document Number	0029620117
Date	Oct 23, 2025
Instrument	2529620117

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2035
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	730 CENTRAL AVE, WILMETTE, IL 60091-1950
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021101297
Date	Jul 30, 2021
Instrument	2121101297

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	730 CENTRAL AVE, WILMETTE, IL 60091-1950
Document Number	2025920154
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	ADVISORS TITLE NTWK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	730 CENTRAL AVE WILMETTE IL 600911950, WILMETTE, IL 60091-1950

Mortgage

Document Number	2025920154
Date	Sep 15, 2020
Instrument	25920154

Lender

Name	BLUELEAF LNDG
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 14, 2035

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,000 (+14.19%) Land $43,924 Building $117,076	$1,610,000 (+14.19%) Land $439,240 Building $1,170,760
2023	$27,103.00 (-8.27%)
2022	$29,548.00 Homeowner's exemption	$140,999 Land $37,166 Building $103,833	$1,409,990 Land $371,660 Building $1,038,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	51 units insured incl. 45 condo units
Nearby Flood Claims	8 (1984–2014)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2014 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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