Lafayette County property record for 804 Ada St, Concordia, MO 64020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,392 sqft · built 1986 |
| Lot Size | 0.448 acres (19,502 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,959 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Apr 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-3.0-05-4-000-035.000 |
| Primary APN | 19-3.0-05-4-000-035.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Attic | Attic |
| Attic Area | 766 sqft |
| Basement Area | 1,392 sqft |
| Finished Basement | 1,392 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,502 sqft (0.448 acres) |
| Lot Dimensions | 130 ft deep x 150 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,156 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 804 ADA ST |
|---|---|
| City | CONCORDIA |
| State | MO |
| Zip | 64020-8308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3,4,5 BLK C SMITHS ADDN; 387-304, 659-567, 663-216, 1084-938, 2011DR1392, 2013DR5418, 2015DR0467, 2019DR1502, 2019DR1903 |
| Legal Range | 24 |
| Legal Township | 48 |
| Legal Section | 05 |
| Legal Subdivision | SMITHS ADDN |
| Legal Block | C |
| Legal Lot Number | 3-5 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | FREEDOM |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 90500 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 804 ADA ST, CONCORDIA, MO 64020-8308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2023 | Deed of Trust, Mortgage · Line of Credit BTC BANK |
| Apr 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LA MONTE CMNTY BANK |
| May 22, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2011 |
| Deed Sale | Apr 22, 2011 |
| Deed Document Number | 20111DR1392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 804 ADA ST, CONCORDIA, MO 64020-8308 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023DR1363 |
|---|---|
| Date | Apr 7, 2023 |
| Instrument | 2023DR1363 |
| Name | BTC BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 804 ADA ST, CONCORDIA, MO 64020-8308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019DR1503 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019DR1503 |
| Name | LA MONTE CMNTY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | May 22, 2019 |
| Property Address | 804 ADA ST, CONCORDIA, MO 64020-8308 |
| Document Number | 2019DR1903 |
| Instrument Date | May 21, 2019 |
| Instrument | 2019DR1903 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 804 ADA ST, CONCORDIA, MO 64020-8308 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Concordia City |
| Unified School District | Concordia R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,959.00 | $44,715 (+14%) | $235,340 (+14%) Land $22,410 Building $212,930 |
| 2023 | $39,223 | $206,436 Land $19,656 Building $186,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORDIA PWS serves 2,500 people · EPA ID MO1010184 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Green Hills Technologies Cable | 250 / 20 |
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