Lafayette County property record for 1002 Ada St, Concordia, MO 64020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,148 sqft · built 1980 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,573 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Oct 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-3.0-05-4-000-074.000 |
| Primary APN | 19-3.0-05-4-000-074.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| Basement Area | 1,148 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,499 sqft (0.149 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 308 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1002 ADA ST |
|---|---|
| City | CONCORDIA |
| State | MO |
| Zip | 64020-8306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK D SMITHS ADDN; 910-196, 678-773, 772-986, 871-308, 1068-299, 1078-303, 2011DR3626, 2011DR4308, 2012DR0908, 2018DR16 |
| Legal Range | 24 |
| Legal Township | 48 |
| Legal Section | 05 |
| Legal Subdivision | SMITHS ADDN |
| Legal Block | D |
| Legal Lot Number | 8 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | FREEDOM |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 90500 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1002 ADA ST, CONCORDIA, MO 64020-8306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2018 | Deed of Trust, Mortgage COMMUNITY MORTGAGE |
| Oct 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY MORTGAGE CORP |
| Feb 18, 2021 | Quit Claim Deed, Transfer Quitclaim |
| May 7, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2018 |
| Deed Sale | May 7, 2018 |
| Prior Sale | Oct 18, 2011 · Amount on Record |
| Deed Document Number | 2018DR1688 |
| Last Transfer Date | Feb 18, 2021 |
| Transfer Doc | 2021DR0839 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 1002 ADA ST, CONCORDIA, MO 64020-8306 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2018DR1728 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 2018DR1728 |
| Name | COMMUNITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 356 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 1002 ADA ST, CONCORDIA, MO 64020-8306 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021DR5261 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021DR5261 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Feb 18, 2021 |
| Property Address | 1002 ADA ST, CONCORDIA, MO 64020-8306 |
| Document Number | 2021DR0839 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 2021DR0839 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1002 ADA ST, CONCORDIA, MO 64020-8306 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | May 7, 2018 |
| Property Address | 1002 ADA ST, CONCORDIA, MO 64020-8306 |
| Document Number | 2018DR1688 |
| Instrument Date | May 4, 2018 |
| Instrument | 2018DR1688 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1002 ADA ST, CONCORDIA, MO 64020-8306 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Concordia City |
| Unified School District | Concordia R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,573.00 (+12.76%) | $21,730 (+14%) | $114,370 (+14%) Land $7,470 Building $106,900 |
| 2024 | $1,395.00 | ||
| 2023 | $19,061 | $100,322 Land $6,552 Building $93,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORDIA PWS serves 2,500 people · EPA ID MO1010184 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Green Hills Technologies Cable | 250 / 20 |
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