8030 Loy Rd, Conover, OH 45317 Property Records

Miami County property record for 8030 Loy Rd, Conover, OH 45317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,184 sqft · built 1997
Lot Size	2.5 acres (108,944 sqft)
Owner	2 Individual Names on File
Last Sale	$337,500 (Jun 2023)
Tax Bill	$3,370 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`F10-020125`

Property Details

APN / Parcel Number

Primary APN	`F10-020125`
Alternative APNs	`021104.0-01-001-00` `F10LO004 00200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,184 sqft Living Area
1st Floor Area	4,368 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	108,944 sqft (2.5 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8030 LOY RD
City	CONOVER
State	OH
Zip	45317-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-2-4 NW COR NW TR A1
Legal Range	11
Legal Township	02
Legal Section	04
Legal Tract	A1
Jurisdiction	MIAMI OH
Township / Civil Division	LOSTCREEK
Census Block Group	1
Census Block	1049
Census Tract	390100

Owner

8030 Loy Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8030 LOY RD, CONOVER, OH 45317-9766
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage THRIVE MTG LLC
Jun 22, 2018	Survivorship Deed, Transfer · Conventional Mortgage HONDA FCU
Oct 30, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSAL 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	Dec 8, 2020 · Amount on File
Deed Document Number	20236026
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 8, 2023
Property Address	8030 LOY RD, CONOVER, OH 45317-9766
Document Number	0000006026
Map Reference	VOL 41 PG 4
Instrument Date	Jun 6, 2023
Instrument	2023OR-06026
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8030 LOY RD, CONOVER, OH 45317-9766

Mortgage

Document Number	0000006027
Date	Jun 8, 2023
Instrument	2023OR-06027

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 8, 2020
Property Address	8030 LOY RD, CONOVER, OH 45317-9766
Document Number	0000018389
Map Reference	VOL 41 PG 4
Instrument Date	Nov 18, 2020
Instrument	2020OR-18389
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8030 LOY RD, CONOVER, OH 45317-9766

Mortgage

Document Number	0000018390
Date	Dec 8, 2020
Instrument	2020OR-18390

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	8030 LOY RD, CONOVER, OH 45317-9766
Document Number	0000009022
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8030 LOY RD CONOVER OH 453179766, CONOVER, OH 45317-9766

Mortgage

Document Number	0000009022
Date	Jul 7, 2020
Instrument	9022

Lender

Name	THRIVE MTG LLC
Address	GEORGETOWN, TX 78633

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

June 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 22, 2018
Property Address	8030 LOY RD, CONOVER, OH 45317-9766
Document Number	0000007646
Map Reference	VL 41 PG 4
Instrument Date	Jun 20, 2018
Instrument	2018OR-07646
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8030 LOY RD, CONOVER, OH 45317-9766

Mortgage

Document Number	0000007648
Date	Jun 22, 2018
Instrument	2018OR-07648

Lender

Name	HONDA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2038

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	8030 LOY RD, CONOVER, OH 45317-9766
Document Number	0000013575
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8030 LOY RD CONOVER OH 453179766, CONOVER, OH 45317-9766

Mortgage

Document Number	0000013575
Date	Nov 3, 2017
Instrument	13575

Lender

Name	UNIVERSAL 1 CU
Type	Credit Union
Address	DAYTON, OH 45409-0467

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 2, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8030 Loy Rd was $3,370 with a homeowner's exemption, up 24.7% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Lostcreek Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,370.00 (+24.72%) Homeowner's exemption	$112,630 (+41.14%) Land $15,960 Building $96,670	$321,800 Land $45,600 Building $276,200
2024	$2,702.00 (+1.54%) Homeowner's exemption	$79,800 (-) Land $12,460 Building $67,340
2023	$2,661.00 (-4.07%) Homeowner's exemption	$79,800 (-) Land $12,460 Building $67,340	$228,000 (-) Land $35,600 Building $192,400
2022	$2,774.00 Homeowner's exemption	$79,800 Land $12,460 Building $67,340	$228,000 Land $35,600 Building $192,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8030 Loy Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2012)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2012 · other causes
Claims by Event	Severe Storms And Flooding, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8030 Loy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Imagine Networks Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

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