Kenton County property record for 803 Windmill Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,433 sqft · built 2006 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $319,500 (Apr 2021) |
| Tax Bill | $4,161 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-00-02-132.00 |
| Primary APN | 060-00-02-132.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,433 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 178 ft deep x 125 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 803 WINDMILL DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAIBORNE SEC 12 LOT 132 & SEC 15 RESUB PARCEL A |
| Legal Subdivision | CLAIBORNE |
| Legal Phase | A12,15 |
| Legal Lot Number | 132 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 66802 |
Source: Kenton County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 803 WINDMILL DR, INDEPENDENCE, KY 41051-8422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK |
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Apr 26, 2021 | Warranty Deed, Transfer PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2021 · Amount on Record |
| Deed Sale | Apr 26, 2021 · Amount on Record |
| Prior Sale | Jan 18, 2006 · Amount on Record |
| Deed Document Number | 202159758 |
| Deed Book / Page | 86 / 551 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 13, 2026 |
| Property Address | 803 WINDMILL DR, INDEPENDENCE, KY 41051-8422 |
| Document Number | 0000009967 |
| Book / Page | 430 / 767 |
| Instrument Date | May 4, 2026 |
| Instrument | 20269967 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 803 WINDMILL DR, INDEPENDENCE, KY 41051-8422 |
| Document Number | 0000009967, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 430/767 |
| Instrument | 20269967 |
| Name | HERITAGE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 803 WINDMILL DR, INDEPENDENCE, KY 41051-8422 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005900194 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 208/331 |
| Instrument | 21042705900194 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 26, 2021 |
| Property Address | 803 WINDMILL DR, INDEPENDENCE, KY 41051-8422 |
| Document Number | 0005900112 |
| Book / Page | 86 / 551 |
| Map Reference | SL A-669 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 21042605900112 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 803 WINDMILL DR, 803, INDEPENDENCE, KY 41051-8422 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6096 WEST FORDHARN PLACE, CINCINNATI, OH 45213 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,161.00 (+3.2%) | $357,800 (+11.99%) Land $50,000 Building $307,800 | $357,800 (+11.99%) Land $50,000 Building $307,800 |
| 2023 | $4,032.00 | $319,500 Land $40,000 Building $279,500 | $319,500 Land $40,000 Building $279,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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