794 Windmill Dr, Independence, KY 41051 Property Records

Kenton County property record for 794 Windmill Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,005 sqft · built 2007
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,900 (Mar 2017)
Tax Bill	$4,631 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-00-02-129.00`

Property Details

APN / Parcel Number

Primary APN	`060-00-02-129.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,005 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Lot Area	38,768 sqft (0.89 acres)
Lot Dimensions	363 ft deep x 71 ft wide
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	794 WINDMILL DR
City	INDEPENDENCE
State	KY
Zip	41051-8419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLAIBORNE SEC 12 LOT 129
Legal Subdivision	CLAIBORNE
Legal Phase	12
Legal Lot Number	129
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1000
Census Tract	66802

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	794 WINDMILL DR, INDEPENDENCE, KY 41051-8419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Prior Sale	Sep 22, 2016 · Amount on Record
Deed Document Number	201703 17 059 00218
Deed Book / Page	3911 / 298
Record Updated	Oct 29, 2026

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 17, 2017
Property Address	794 WINDMILL DR, INDEPENDENCE, KY 41051-8419
Document Number	0000000218
Book / Page	0I3911 / 000298
Instrument Date	Feb 21, 2017
Instrument	218
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	794 WINDMILL DR INDEPENDENCE KY 410518419, INDEPENDENCE, KY 41051-8419

Mortgage

Document Number	219
Date	Mar 17, 2017
Book Page	0I3911/000302
Instrument	219

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,200 (-) Land $50,000 Building $348,200	$398,200 (-) Land $50,000 Building $348,200
2025	$4,631.00 (+15.75%)	$398,200 (+25.58%) Land $50,000 Building $348,200	$398,200 (+25.58%) Land $50,000 Building $348,200
2023	$4,001.00	$317,100 Land $40,000 Building $277,100	$317,100 Land $40,000 Building $277,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20