803 W 4th St, Flora, IL 62839 Property Records

Clay County property record for 803 W 4th St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 1,900 sqft · built 1950
Lot Size	0.206 acres (8,981 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,190 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-26-401-015`

Property Details

APN / Parcel Number

Primary APN	`10-26-401-015`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,900 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	8,981 sqft (0.206 acres)

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	85 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	803 W 4TH ST
City	FLORA
State	IL
Zip	62839-1266
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	ASSESSOR'S SUB DIV MARY D REAUGH ADDN BLOCK 2 LOT 10
Legal Subdivision	ASSESSORS SUB
Legal Block	2
Legal Lot Number	10
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1049
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	803 W 4TH ST, FLORA, IL 62839-1266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026
Deed Sale	May 13, 2026
Prior Sale	Aug 21, 2009 · Amount on Record
Deed Document Number	2026929
Prior Transfer Date	Apr 24, 2026
Prior Transfer Doc	0000000929
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	May 13, 2026
Property Address	803 W 4TH ST, FLORA, IL 62839-1266
Document Number	0000000929
Instrument Date	Apr 24, 2026
Instrument	2026929
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	220 TITLE, 20 20 TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	803 W 4TH ST, FLORA, IL 62839-1266
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000930,
Date	May 13, 2026
Instrument	2026930

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2051

Interest

Rate	6.88%
Max Rate	-1%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,190.00 (+7.46%) Homeowner's exemption	$34,607 (+11.45%) Land $2,639 Building $31,968	$103,821 (+11.45%) Land $7,917 Building $95,904
2024	$2,038.00 (+6.31%)	$31,052 (+18.8%) Land $2,368 Building $28,684	$93,156 (+18.8%) Land $7,104 Building $86,052
2022	$1,917.00 (+9.92%) Homeowner's exemption	$26,137 Land $1,914 Building $24,223	$78,411 Land $5,742 Building $72,669
2021	$1,744.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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