801 W 4th St, Flora, IL 62839 Property Records

Clay County property record for 801 W 4th St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 1,068 sqft · built 1947
Lot Size	0.177 acres (7,751 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Nov 2023)
Tax Bill	$1,091 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-26-401-016`

Property Details

APN / Parcel Number

Primary APN	`10-26-401-016`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,068 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	7,751 sqft (0.177 acres)
Deck Area	98 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	801 W 4TH ST
City	FLORA
State	IL
Zip	62839-1266
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	ASSESSOR'S SUB DIV MARY D REAUGH ADDN BLOCK 2 LOT 11
Legal Subdivision	ASSESSORS SUB
Legal Block	2
Legal Lot Number	11
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1049
Census Tract	972100

Owner

801 W 4th St, a residential property, is owned and occupied by an individual who bought it in November 2023.

Source: Clay County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	801 W 4TH ST, FLORA, IL 62839-1266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Warranty Deed, Transfer · Conventional Mortgage CLAY CITY BANKING CO
Aug 8, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2023 · Amount on File
Deed Sale	Nov 7, 2023 · Amount on File
Prior Sale	Aug 8, 2023 · Amount on File
Deed Document Number	2023208300
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Nov 7, 2023
Property Address	801 W 4TH ST, FLORA, IL 62839-1266
Document Number	0000208300
Map Reference	REC A PG 443-444
Instrument Date	Nov 2, 2023
Instrument	208300
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	629 W NORTH AVE, FLORA, IL 62839-1270

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 W 4TH ST, FLORA, IL 62839-1266

Mortgage

Document Number	0000208301
Date	Nov 7, 2023
Instrument	208301

Lender

Name	CLAY CITY BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jan 2, 2029

Interest

Rate Type	Fixed Rate
Rate	9%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Aug 8, 2023
Property Address	801 W 4TH ST, FLORA, IL 62839-1266
Document Number	0000207777
Map Reference	REC A PG 443-444
Instrument Date	Jul 17, 2023
Instrument	207777
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$228.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	629 W NORTH AVE, FLORA, IL 62839-1270

Tax Assessment & Valuation

The 2025 property tax bill for 801 W 4th St was $1,091 with a homeowner's exemption, up 10.2% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,091.00 (+10.2%) Homeowner's exemption	$20,251 Land $2,639 Building $17,612	$60,753 Land $7,917 Building $52,836
2024	$990.00
2022	Homeowner's exemption Senior Citizen's exemption	$15,259 Land $1,914 Building $13,345	$45,777 Land $5,742 Building $40,035
2021	$354.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 801 W 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 801 W 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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