803 Summit Ave, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 803 Summit Ave, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1955
Square Footage	2,004 sqft Living Area
Lot Size	23,958 sqft (0.55 acres)
Last Sale	$160,000 (2009)
Tax Bill	$980.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0799-05-08-1662`
Alternative APN	`555556276`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,004 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1955
Construction Type	Wood Construction
Foundation Type	Raised Foundation
Lot Area	23,958 sqft (0.55 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	555556276
Street Address	803 SUMMIT AVE
City	SPRUCE PINE
State	NC
Zip	28777-3441
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REMOVE EXEMPTION PER OBIT; MAP 54 BL 1 LOT 1
Jurisdiction	MITCHELL NC
Minor Civil Division	GRASSY CREEK
Census Blockgroup	3
Census Block	3021
Census Tract	950400

Owner

Source: Mitchell County records · APN 0799-05-08-1662

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 615, SPRUCE PINE, NC 28777-0615
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2009 · Amount on Record
Deed Sale	Aug 31, 2009 · Amount on Record
Prior Sale	Apr 07, 2009 · Amount on Record
Deed Doc Number	0000494229
Deed Book / Page	494 / 229
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	803 SUMMIT AVE, SPRUCE PINE, NC 28777-3441
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 SUMMIT AVE, SPRUCE PINE, NC 28777-3441

Mortgage

Document Number	000625/673
Date	Mar 25, 2021
Book Page	625/673
Instrument	2021000637

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	SPRUCE PINE, NC 28777

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Mar 09, 2046

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$980.00	$175,100 (-) Land $33,000 Building $142,100
2023	$980.00	$175,100 Land $33,000 Building $142,100

Flood & Wildfire

803 Summit Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 43rd percentile of exposed land nationally · 63rd in North Carolina
Wildfire Likelihood	Moderate — about 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.