Mitchell County property record for 654 Summit Ave, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,836 sqft Living Area |
| Lot Size | 14,375 sqft (0.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2021) |
| Tax Bill | $1,403.00 (2025) |
| Primary APN | 0799-05-09-3285 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,836 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1955 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 14,375 sqft (0.33 acres) |
| Heating System | Central Heating |
|---|
| Account Number | 555783929 |
|---|---|
| Street Address | 654 SUMMIT AVE |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8920 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAP 53 BL 1 LOT 14 15 LOT |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 3 |
| Census Block | 3024 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0799-05-09-3285
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 654 SUMMIT AVE, SPRUCE PINE, NC 28777-8920 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on Record |
| Deed Sale | Nov 12, 2021 · Amount on Record |
| Prior Sale | Sep 20, 2019 · Amount on Record |
| Deed Doc Number | 2021002630 |
| Deed Book / Page | 636 / 115 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Nov 12, 2021 |
| Property Address | 654 SUMMIT AVE, SPRUCE PINE, NC 28777-8920 |
| Document Number | 000636/115 |
| Book / Page | 636 / 115 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 2021002630 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 654 SUMMIT AVE, 654, SPRUCE PINE, NC 28777-8920 |
| Name | Verified Name |
|---|---|
| Address | 654 SUMMIT AVE, SPRUCE PINE, NC 28777-8920 |
| Document Number | 000636/118 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 636/118 |
| Instrument | 2021002631 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Sep 20, 2019 |
| Property Address | 654 SUMMIT AVE, SPRUCE PINE, NC 28777-8920 |
| Document Number | 000606/017 |
| Book / Page | 606 / 017 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 2019001694 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $306.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 654 SUMMIT AVE, SPRUCE PINE, NC 28777-8920 |
| Document Number | 2019001695 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 2019001695 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,403.00 | $250,700 (-) Land $22,000 Building $228,700 |
| 2023 | $1,403.00 | $250,700 Land $22,000 Building $228,700 |
654 Summit Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 36th percentile of exposed land nationally · 51st in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures