803 Silver Tip Dr, Big Bear Lake, CA 92315 Property Records

San Bernardino County property record for 803 Silver Tip Dr, Big Bear Lake, CA 92315

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 876 sqft · built 1949
Lot Size0.131 acres (5,700 sqft)
Owner2 Individual Names on File
Last Sale$369,000 (Oct 2020)
Tax Bill$5,553 (2025)
Deeds & MortgagesJul 2019 Mortgage
Oct 2020 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN2328-643-16-0000

Property Details

APN / Parcel Number

Primary APN2328-643-16-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area876 sqft Living Area
1st Floor Area876 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1985
Architectural StyleChalet/Alpine
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,700 sqft (0.131 acres)
Lot Dimensions60 ft deep x 95 ft wide
Garage TypeCarport
Garage Area280 sqft
CarportCarport
Carport Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area150 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address803 SILVER TIP DR
CityBIG BEAR LAKE
StateCA
Zip92315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3071 LOT 187
Legal SubdivisionTRACT NO 3071
Legal Tract3071
Legal Block2
Legal Lot Number187
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionBIG BEAR
Census Block Group2
Census Block2001
Census Tract11204

Owner

803 Silver Tip Dr is owned by two individuals who bought it in October 2020.

Source: San Bernardino County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1542 SILVERADO DR, OCEANSIDE, CA 92057-4825
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 5, 2020Grant Deed, Transfer · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Jan 25, 2019Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 11, 2018Deed of Trust, Mortgage · Conventional with PMI
SALDARRIAGA TRUST (PT)
Oct 15, 2017Deed of Trust, Mortgage · Conventional with PMI
SALDARRIAGA TRUST (PT)
Oct 26, 2017Grant Deed, Transfer
MOUNTAIN TOP ESCROW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2020 · Amount on File
Deed SaleOct 5, 2020 · Amount on File
Prior SaleJan 25, 2019 · Amount on File
Deed Document Number2020378126
Prior Transfer DateJul 8, 2003
Prior Transfer Doc0000553849
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address803 SILVER TIP DR, BIG BEAR LAKE, CA 92315
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000250572
DateJul 25, 2019
Instrument2019-0250572
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateOct 5, 2020
Property Address803 SILVER TIP DR, BIG BEAR LAKE, CA 92315
Document Number0000378126
Map ReferenceMB 43 MAP 4&5
Instrument DateSep 16, 2020
Instrument2020-0378126
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1542 SILVERADO DR, OCEANSIDE, CA 92057-4825

Mortgage

Document Number0000378127
DateOct 5, 2020
Instrument2020-0378127
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateJan 25, 2019
Property Address803 SILVER TIP DR, BIG BEAR LAKE, CA 92315
Document Number0000026028
Map ReferenceMB 43 PG 4&5
Instrument DateDec 26, 2018
Instrument2019-0026028
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1011 SOMERTON DR, COSTA MESA, CA 92627-9028

Mortgage

Document Number0000026029
DateJan 25, 2019
Instrument2019-0026029
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address803 SILVER TIP DR, BIG BEAR LAKE, CA 92315
Document Number0000016685
Instrument DateJan 11, 2018
Transaction TypeMortgage
Record UpdatedJan 23, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1291 BIG BEAR LAKE CA 923151291, BIG BEAR LAKE, CA 92315-1291

Mortgage

Document Number0000016685
DateJan 17, 2018
Instrument16685
Lender
NameSALDARRIAGA TRUST (PT)
Address475 KRENWINKLE CT, SIMI VALLEY, CA 93065-7309
Agreement
TypeConventional with PMI
AmountAmount on Record

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address803 SILVER TIP DR, BIG BEAR LAKE, CA 92315
Document Number0000516772
Instrument DateOct 15, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1291 BIG BEAR LAKE CA 923151291, BIG BEAR LAKE, CA 92315-1291

Mortgage

Document Number0000516772
DateDec 6, 2017
Instrument516772
Lender
NameSALDARRIAGA TRUST (PT)
Address475 KRENWINKLE CT, SIMI VALLEY, CA 93065-7309
Agreement
TypeConventional with PMI
AmountAmount on Record

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateOct 26, 2017
Property Address803 SILVER TIP DR, BIG BEAR LAKE, CA 92315
Document Number0000443478
Instrument DateSep 19, 2017
Instrument443478
Transaction TypeTransfer
Record UpdatedNov 2, 2017
Title CompanyMOUNTAIN TOP ESCROW

Transaction

AmountAmount on Record
Tax$220.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1291 BIG BEAR LAKE CA 923151291, BIG BEAR LAKE, CA 92315-1291

Tax Assessment & Valuation

The 2025 property tax bill for 803 Silver Tip Dr was $5,553.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBig Bear Lake City
CountySan Bernardino County
Unified School DistrictBear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$407,407 (+2%) Land $81,482 Building $325,925
2025$5,553.00$399,418 Land $79,884 Building $319,534
2023$5,199.00 (+4.29%)$383,908 Land $76,782 Building $307,126
2022$4,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 803 Silver Tip Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies25 units insured
incl. 22 condo units
Nearby Flood Claims3 (1982–2005)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 803 Silver Tip Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIG BEAR LAKE DWP - BIG BEAR SYSTEM
serves 26,164 people · EPA ID CA3610044
Water SourceGroundwater
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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