McHenry County property record for 803 Obrien St, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,906 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,000 (Sep 2013) |
| Tax Bill | $4,684 (2024) |
| Deeds & Mortgages | Oct 2018 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-36-154-003 |
| Primary APN | 01-36-154-003 |
|---|
| Lot Area | 10,906 sqft (0.25 acres) |
|---|
| Street Address | 803 OBRIEN ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-2256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2013R0047486 S 30FT LT 3 & N 50 FT LT 4 BLK 2 KELLEYS 1ST SUB |
| Legal Subdivision | KELLEYS 1ST SUB |
| Legal Block | 2 |
| Legal Lot Number | 3,4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 870302 |
803 Obrien St is owned and occupied by two individuals who bought it in September 2013.
Source: McHenry County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 803 OBRIEN ST, HARVARD, IL 60033-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2013 · Amount on File |
| Deed Sale | Sep 27, 2013 · Amount on File |
| Deed Document Number | 201347486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 803 OBRIEN ST, HARVARD, IL 60033-2256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WHEATLAND TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000036009 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 2018R0036009 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate | 5.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 803 OBRIEN ST, HARVARD, IL 60033-2256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WHEATLAND TITLE GUARATNY |
| Name | Verified Name |
|---|
| Document Number | 0000025084 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 2020R0025084 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2045 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,684.00 | $60,248 Land $15,533 Building $44,715 | $180,744 Land $46,599 Building $134,145 |
| 2022 | Homeowner's exemption | $46,878 Land $14,042 Building $32,836 | $140,634 Land $42,126 Building $98,508 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 803 Obrien St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 803 Obrien St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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