McHenry County property record for 707 Obrien St, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.221 acres (9,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $193,000 (Oct 2021) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Sep 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-36-154-005 |
| Primary APN | 01-36-154-005 |
|---|
| Lot Area | 9,663 sqft |
|---|
| Street Address | 707 OBRIEN ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-2254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0056713 LT 6 & N 15FT LT 7 BLK 2 KELLEYS 1ST SUB MEMO: ESTRADA, JUAN MERCADO/ COLIN, IRMA CONTRERAS |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Section | 36 |
| Legal Subdivision | KELLEYS 1ST |
| Legal Block | 2 |
| Legal Lot Number | 6-7 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 870302 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 707 OBRIEN ST, HARVARD, IL 60033-2254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK |
| Sep 7, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA |
| Nov 1, 2020 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Oct 27, 2017 | Warranty Deed, Transfer · Commercial Mortgage DUBUQUE BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Prior Sale | Oct 27, 2017 · Amount on Record |
| Deed Document Number | 2021R0056713 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 19, 2021 |
| Property Address | 707 OBRIEN ST, HARVARD, IL 60033-2254 |
| Document Number | 0000056713 |
| Map Reference | DOC307531 MB12 PG71 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021R0056713 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $193.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 707 OBRIEN ST, 707, HARVARD, IL 60033-2254 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 707 OBRIEN ST, HARVARD, IL 60033-2254 |
| Document Number | 0000056714 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021R0056714 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 707 OBRIEN ST, HARVARD, IL 60033-2254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033172 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 2017R0033172 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 707 OBRIEN ST, HARVARD, IL 60033-2254 |
| Document Number | 0000050277 |
| Instrument Date | Nov 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 707 OBRIEN ST HARVARD IL 600332254, HARVARD, IL 60033-2254 |
| Document Number | 0000050277 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 50277 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Nov 18, 2047 |
| Rate | 3% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 27, 2017 |
| Property Address | 707 OBRIEN ST, HARVARD, IL 60033-2254 |
| Document Number | 0000039947 |
| Map Reference | MB12 PG71 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 2017R0039947 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | NLT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 707 OBRIEN ST, HARVARD, IL 60033-2254 |
| Document Number | 0000039948 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 2017R0039948 |
| Name | DUBUQUE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Number | 0000039949 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 2017R0039949 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $44,280 Land $12,921 Building $31,359 | $132,840 Land $38,763 Building $94,077 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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