803 North St, Sterling, IL 61081 Property Records

Whiteside County property record for 803 North St, Sterling, IL 61081 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,283 sqft · built 1930
Lot Size	0.162 acres (7,050 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Aug 2023)
Tax Bill	$3,364 (2025)
Deeds & Mortgages	Sep 2021 Refinance Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1114356006`

Property Details

APN / Parcel Number

Primary APN	`1114356006`
Alternative APNs	`112086` `116117`

Interior

Bedrooms	2 Beds
Building Area	1,283 sqft Building Perimeter
Basement Area	855 sqft
Unfinished Basement	855 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	7,050 sqft (0.162 acres)
Lot Dimensions	141 ft deep x 50 ft wide
Garage Area	440 sqft

Location & Zoning

Account Number	116117
Street Address	803 NORTH ST
City	STERLING
State	IL
Zip	61081-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PARK SUB LOT 15 BLK 1 482200X
Legal Subdivision	HIGHLAND PARK SUBDIVISION
Legal Block	1
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2028
Census Tract	1300

Owner

Source: Whiteside County records · APN 1114356006

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	803 NORTH ST, STERLING, IL 61081-3041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STERLING FEDERAL BANK
Aug 24, 2023	Warranty Deed, Transfer · Conventional Mortgage SAUK VALLEY BANK & TRUST CO
Jun 13, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY STATE BANK OF ROCK FALLS
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage STERLING BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	20234169
Prior Transfer Date	Feb 22, 2011
Prior Transfer Doc	0201101328
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	803 NORTH ST, STERLING, IL 61081-3041
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006461
Date	Sep 15, 2021
Instrument	2021-06461

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2041

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 24, 2023
Property Address	803 NORTH ST, STERLING, IL 61081-3041
Document Number	0000004169
Instrument Date	Aug 24, 2023
Instrument	2023-04169
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28694 SURREY DR, STERLING, IL 61081-9565

Mortgage

Document Number	0000004170
Date	Aug 24, 2023
Instrument	2023-04170

Lender

Name	SAUK VALLEY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 13, 2022
Property Address	803 NORTH ST, STERLING, IL 61081-3041
Document Number	0000003558
Instrument Date	Jun 10, 2022
Instrument	2022-03558
Transaction Type	Transfer
Record Updated	Jul 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 NORTH ST, STERLING, IL 61081-3041

Mortgage

Document Number	0000003559
Date	Jun 13, 2022
Instrument	2022-03559

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	803 NORTH ST, STERLING, IL 61081-3041
Document Number	0000006097
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	803 NORTH ST STERLING IL 610813041, STERLING, IL 61081-3041

Mortgage

Document Number	0000006097
Date	Nov 01, 2019
Instrument	6097

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 31, 2034

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,364.00 (+4.67%)	$39,129 (+6.23%) Land $1,555 Building $37,574
2024	$3,214.00 (+88.62%)	$36,834 (+67.82%) Land $1,464 Building $35,370	$117,387 (+6.23%) Land $4,665 Building $112,722
2023			$110,502 (+67.82%) Land $4,392 Building $106,110
2022	$1,704.00 Additional exemption filed	$21,948 Land $1,315 Building $20,633	$65,844 Land $3,945 Building $61,899

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950013002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	4 (1979)
Most Recent Claim	Dec 1979, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 344 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Surf Air Wireless	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
JAB Wireless	Fixed Wireless (unlicensed)	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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