1709 North St, Sterling, IL 61081 Property Records

Whiteside County property record for 1709 North St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.324 acres (14,100 sqft)
Owner	Company Name on Record
Last Sale	$45,000 (Feb 2020)
Tax Bill	$2,111 (2025)
Deeds & Mortgages	Feb 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1114354024`

Property Details

APN / Parcel Number

Primary APN	`1114354024`
Alternative APNs	`101637` `118493`

Exterior

Lot Area	14,100 sqft (0.324 acres)
Lot Dimensions	141 ft deep x 100 ft wide

Location & Zoning

Account Number	118493
Street Address	1709 NORTH ST
City	STERLING
State	IL
Zip	61081-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PARK SUB LTS 32 & 33 BLK 2 485800X
Legal Subdivision	HIGHLAND PARK SUBDIVISION
Legal Block	2
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2011
Census Tract	1300

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1901 E 41ST ST, STERLING, IL 61081-9449
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	2020994
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Feb 20, 2020
Property Address	1709 NORTH ST, STERLING, IL 61081-3043
Document Number	0000000994
Instrument Date	Feb 14, 2020
Instrument	994
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1901 E 41ST ST STERLING IL 610819449, STERLING, IL 61081-9449

Mortgage

Document Number	995
Date	Feb 20, 2020
Instrument	995

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 19, 2025

Interest

Rate Type	Adjustable Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,111.00	$20,791 Land $3,301 Building $17,490
2024			$62,373 Land $9,903 Building $52,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979)
Most Recent Claim	Dec 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20