803 McCook St, Gayville, SD 57031 Property Records

Yankton County property record for 803 McCook St, Gayville, SD 57031

Property Summary

Property TypeSingle Family Home
Details768 sqft · built 1976
Lot Size0.196 acres (8,540 sqft)
Owner2 Individual Names on Record
Last Sale$161,500 (Jan 2022)
Tax Bill$1,906 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Jan 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN31.600.002.050

Property Details

APN / Parcel Number

Primary APN31.600.002.050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area768 sqft Living Area
Basement Area768 sqft
Finished Basement768 sqft
Unfinished Basement768 sqft
FlooringOther

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialSiding
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,540 sqft (0.196 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area768 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address803 MCCOOK ST
CityGAYVILLE
StateSD
Zip57031-2021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 BLK 2 WADSWORTH ADDN
Legal SubdivisionWADSWORTH ADDN
Legal Block2
Legal Lot Number5
JurisdictionYANKTON SD
Township / Civil DivisionGAYVILLE
Census Block Group5
Census Block5081
Census Tract966400

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address803 MCCOOK ST, GAYVILLE, SD 57031-2021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 3, 2019Quit Claim Deed, Transfer
Quitclaim
Dec 14, 2018Warranty Deed, Transfer
FORT DEARBORN LAND TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2022 · Amount on Record
Deed SaleJan 11, 2022 · Amount on Record
Prior SaleDec 14, 2018 · Amount on Record
Deed Book / Page563 / 237
Prior Transfer DateDec 31, 2018
Prior Transfer Doc000543/398
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYANKTON SD
Recording DateJan 11, 2022
Property Address803 MCCOOK ST, GAYVILLE, SD 57031-2021
Document Number000563/237
Book / Page563 / 237
Map ReferenceMB S7 PG 74B
Instrument DateDec 30, 2021
Transaction TypeTransfer
Record UpdatedOct 18, 2022
Title CompanyNOT AVAILABLE, YANKTON TITLE COMPANY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$161.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address803 MCCOOK ST, GAYVILLE, SD 57031-2021

Mortgage

Document Number0000563238
DateJan 11, 2022
Instrument563/238
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionYANKTON SD
Recording DateJan 3, 2019
Property Address803 MCCOOK ST, GAYVILLE, SD 57031-2021
Document Number000543/398
Book / Page543 / 398
Map ReferenceMB S7 PG 74B
Instrument DateDec 31, 2018
Transaction TypeTransfer
Record UpdatedOct 18, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 JACKSON AVE, MURDO, SD 57559-7400

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYANKTON SD
Recording DateDec 14, 2018
Property Address803 MCCOOK ST, GAYVILLE, SD 57031-2021
Document Number000543/240
Book / Page543 / 240
Map ReferenceMB S7 PG 74B
Instrument DateDec 13, 2018
Transaction TypeTransfer
Record UpdatedOct 18, 2022
Title CompanyFORT DEARBORN LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$121.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30847 444TH AVE, 30847, MISSION HILL, SD 57046-6003

Transferred To (Grantee/Buyer)

NameVerified Name
Address803 MCCOOK ST, GAYVILLE, SD 57031-2021

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyYankton County
MunicipalityGayville Town
Unified School DistrictGayville-Volin School District 63-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$157,900 (+26.93%) Land $6,000 Building $151,900$157,900 Land $6,000 Building $151,900
2025$1,906.00 (+40.46%)
2023$124,400 Land $6,000 Building $118,400
2022$1,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims11 (1997–2019)
Claims Outside the SFHA5 of 11
Most Recent ClaimSep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Sep 2019 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAYVILLE
serves 392 people · EPA ID SD4600140
Water SourcePurchased groundwater from CLAY RURAL WATER SYSTEM
Last State InspectionDec 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
South Dakota Wireless Internet
Fixed Wireless
100 / 20

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