Yankton County property record for 707 McCook St, Gayville, SD 57031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,735 sqft · built 1920 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Dec 2025) |
| Tax Bill | $1,990 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2025 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31.600.003.030 |
| Primary APN | 31.600.003.030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,735 sqft Living Area |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Flooring | Laminate Plank |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,500 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 707 MCCOOK ST |
|---|---|
| City | GAYVILLE |
| State | SD |
| Zip | 57031-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 BLK 3 WADSWORTH ADDN |
| Legal Subdivision | WADSWORTH ADDN |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | GAYVILLE |
| Census Block Group | 5 |
| Census Block | 5082 |
| Census Tract | 966400 |
707 McCook St is owned and occupied by an individual who bought it in December 2025.
Source: Yankton County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 707 MCCOOK ST, GAYVILLE, SD 57031-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage FIRST DAKOTA NATIONAL BANK |
| Dec 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST DAKOTA NATIONAL BANK |
| Jul 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage CORTRUST MORTGAGE |
| Jul 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage CORTRUST MORTGAGE |
| Nov 8, 2013 | Quit Claim Deed, Transfer Quitclaim |
| Nov 8, 2013 | Quit Claim Deed, Transfer Quitclaim |
| Nov 8, 2013 | Personal Representative Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on File |
| Deed Sale | Dec 23, 2025 · Amount on File |
| Prior Sale | Jul 5, 2017 · Amount on File |
| Deed Document Number | 2025211189 |
| Deed Book / Page | 581 / 552 |
| Prior Transfer Date | Oct 10, 2013 |
| Prior Transfer Doc | 515/494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 707 MCCOOK ST, GAYVILLE, SD 57031-2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST DAKOTA TITLE LLC, FIRST DAKOTA TITLE |
| Name | Verified Name |
|---|
| Document Number | 000581/554 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 581/554 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 25 CEDAR ST, YANKTON, SD 57078 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Dec 23, 2025 |
| Property Address | 707 MCCOOK ST, GAYVILLE, SD 57031-2020 |
| Document Number | 000581/552 |
| Book / Page | 581 / 552 |
| Instrument Date | Dec 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST DAKOTA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 26, GAYVILLE, SD 57031-0026 |
| Name | Verified Name |
|---|---|
| Address | 707 MCCOOK ST, GAYVILLE, SD 57031-2020 |
| Document Number | 000581/553 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 581/553 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 1110 E CHERRY ST, VERMILLION, SD 57069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Jul 5, 2017 |
| Property Address | 707 MCCOOK ST, GAYVILLE, SD 57031-2020 |
| Document Number | 535/416 |
| Book / Page | 535 / 416 |
| Map Reference | MB S7 PG 74B |
| Instrument Date | Jul 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | YANKTON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7210 W DOUGLAS AVE APT 4, 7210, WICHITA, KS 67212-6105 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 707 MCCOOK ST, GAYVILLE, SD 57031-2020 |
| Document Number | 535417 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 535/417 |
| Name | CORTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Jul 5, 2017 |
| Property Address | 707 MCCOOK ST, GAYVILLE, SD 57031-2020 |
| Document Number | 000535/416 |
| Book / Page | 535 / 416 |
| Map Reference | MB S7 PG 74B |
| Instrument Date | Jul 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | BRANTON TITLE COMPANY, YANKTON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7210 W DOUGLAS AVE APT 4, 4, WICHITA, KS 67212-6105 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 707 MCCOOK ST, GAYVILLE, SD 57031-2020 |
| Document Number | 0000535417 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 535/417 |
| Name | CORTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Nov 8, 2013 |
| Property Address | 707 MCCOOK ST, GAYVILLE, SD 57031-2020 |
| Document Number | 000515/496 |
| Book / Page | 515 / 496 |
| Map Reference | MB S7 PG74B |
| Instrument Date | Nov 4, 2013 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1016 W LANTANA CIR, SIOUX FALLS, SD 57108-2848 |
| Name | Verified Name |
|---|---|
| Address | 29 N MARKER DR, SIOUX FALLS, SD 57110-6441 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Nov 8, 2013 |
| Property Address | 707 MCCOOK ST, GAYVILLE, SD 57031-2020 |
| Document Number | 000515/495 |
| Book / Page | 515 / 495 |
| Map Reference | MB S7 PG74B |
| Instrument Date | Oct 30, 2013 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 E PLUM CREEK RD, SIOUX FALLS, SD 57105-6953 |
| Name | Verified Name |
|---|---|
| Address | 29 N MARKER DR, SIOUX FALLS, SD 57110-6441 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Nov 8, 2013 |
| Property Address | 707 MCCOOK ST, GAYVILLE, SD 57031-2020 |
| Document Number | 000515/494 |
| Book / Page | 515 / 494 |
| Map Reference | MB S7 PG74B |
| Instrument Date | Oct 10, 2013 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $66.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 707 MCCOOK ST, GAYVILLE, SD 57031-2020 |
| Name | Verified Name |
|---|---|
| Address | 707 MCCOOK ST, GAYVILLE, SD 57031-2020 |
The 2025 property tax bill for 707 McCook St was $1,990.
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Gayville Town |
| Unified School District | Gayville-Volin School District 63-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,800 (-) Land $9,500 Building $155,300 | $164,800 Land $9,500 Building $155,300 | |
| 2025 | $1,990.00 | $164,800 Land $9,500 Building $155,300 | |
| 2023 | $129,100 Land $9,500 Building $119,600 | ||
| 2022 | $1,496.00 | ||
| 2021 | $108,300 Land $9,500 Building $98,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 707 McCook St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (1997–2019) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 707 McCook St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAYVILLE serves 392 people · EPA ID SD4600140 |
|---|---|
| Water Source | Purchased groundwater from CLAY RURAL WATER SYSTEM |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| South Dakota Wireless Internet Fixed Wireless | 100 / 20 |
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