St. Louis County property record for 803 Main St, Tower, MN 55790 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 6,998 sqft (0.16 acres) |
| Garage | 2,240 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $108,000 (2005) |
| Tax Bill | $774.00 (2026) |
Source: St. Louis County records · APN 080-0010-04340
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 803 MAIN ST, TOWER, MN 55790-4002 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 28, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK |
| May 14, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MORTGAGE LLC |
| Jul 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MORTGAGE LLC |
| Jan 31, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LEND SMART MTG |
| Jan 30, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LEND SMART MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2005 · Amount on Record |
| Deed Sale | Nov 05, 2005 · Amount on Record |
| Prior Sale | Nov 05, 2005 · Amount on Record |
| Deed Doc Number | 20051000545 |
| Last Transfer Date | May 01, 2026 |
| Transfer Doc | 0001533294 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 28, 2026 |
| Property Address | 803 MAIN ST, TOWER, MN 55790-4002 |
| Document Number | 0001533294 |
| Instrument Date | May 01, 2026 |
| Instrument | 20261533294 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NORTHCOAST TITLE, NORTHEAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 803 MAIN ST, TOWER, MN 55790-4002 |
| Document Number | 0001533295, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20261533295 |
| Name | CITIZENS STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 14, 2026 |
| Property Address | 803 MAIN ST, TOWER, MN 55790-4002 |
| Document Number | 0001101518 |
| Instrument Date | May 01, 2026 |
| Instrument | 20261101518 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 803 MAIN ST, TOWER, MN 55790-4002 |
| Document Number | 0001101519, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 20261101519 |
| Name | CITIZENS STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 01, 2033 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 803 MAIN ST, TOWER, MN 55790-4002 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001042932 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 1042932 |
| Name | LEND SMART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PAUL, MN 55126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 803 MAIN ST, TOWER, MN 55790-4002 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001418057 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 1418057 |
| Name | LEND SMART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 56126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 31, 2017 |
| Property Address | 803 MAIN ST, TOWER, MN 55790-4002 |
| Document Number | 00A1303211 |
| Instrument Date | Jan 27, 2017 |
| Instrument | A1303211 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2017 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $409.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 803 MAIN ST TOWER MN 557909503, TOWER, MN 55790-9503 |
| Document Number | A1303212 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | A1303212 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 30, 2017 |
| Property Address | 803 MAIN ST, TOWER, MN 55790-4002 |
| Document Number | 000T981487 |
| Instrument Date | Jan 27, 2017 |
| Instrument | T981487 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2017 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $409.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 803 MAIN ST TOWER MN 557909503, TOWER, MN 55790-9503 |
| Document Number | T981488 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | T981488 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2047 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Tower City |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $774.00 (+34.38%) Homeowner's exemption | ||
| 2025 | $576.00 (+9.51%) Homeowner's exemption | $45,600 (+42.5%) Land $2,500 Building $43,100 | $45,600 (+42.5%) Land $2,500 Building $43,100 |
| 2024 | $526.00 | $32,000 (+31.69%) Land $2,500 Building $29,500 | $32,000 (+31.69%) Land $2,500 Building $29,500 |
| 2022 | $24,300 Land $2,200 Building $22,100 | $24,300 Land $2,200 Building $22,100 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 40% of the US · above 70% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 080-0010-04340 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Stories |
|---|
| Exterior Material | Wood Exterior |
|---|---|
| Construction Type | Frame Construction |
| Lot Area | 6,998 sqft (0.16 acres) |
| Garage Area | 2,240 sqft Garage |
| Deck Area | 28 sqft Deck |
| Account Number | 1197393 |
|---|---|
| Street Address | 803 MAIN ST |
| City | TOWER |
| State | MN |
| Zip | 55790-4002 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT: 0016 BLOCK:033 SERIAL # |
| Legal Subdivision | TOWER |
| Legal Block | 33 |
| Legal Lot Number | 16 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | TOWER |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 15402 |
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