713 Main St, Tower, MN 55790 Property Records

St. Louis County property record for 713 Main St, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 903 sqft
Lot Size	0.16 acres (6,998 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Mar 2022)
Tax Bill	$436 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-0010-04100`

Property Details

APN / Parcel Number

Primary APN	`080-0010-04100`
Alternative APN	`1134196`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	903 sqft Gross Area
1st Floor Area	903 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Lot Area	6,998 sqft (0.16 acres)
Garage Area	336 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	15 sqft
Storage Building	90 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1134196
Street Address	713 MAIN ST
City	TOWER
State	MN
Zip	55790-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0010 BLOCK:032 SERIAL #
Legal Subdivision	TOWER
Legal Block	32
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2035
Census Tract	15402

Owner

Source: St. Louis County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 642, TOWER, MN 55790-0642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2022 · Amount on Record
Deed Sale	Mar 3, 2022 · Amount on Record
Prior Sale	Oct 13, 2015 · Amount on Record
Deed Document Number	20221438456
Prior Transfer Date	Oct 2, 2002
Prior Transfer Doc	0000874140
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 3, 2022
Property Address	713 MAIN ST, TOWER, MN 55790-5107
Document Number	0001438456
Instrument Date	Feb 22, 2022
Instrument	1438456
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 MAIN ST, TOWER, MN 55790-5107

Mortgage

Document Number	0001438457
Date	Mar 3, 2022
Instrument	1438457

Lender

Name	NORTH STAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$436.00 (-0.91%) Homeowner's exemption
2025	$440.00 (-20.58%) Homeowner's exemption	$81,900 (+5.13%) Land $6,000 Building $75,900	$81,900 (+5.13%) Land $6,000 Building $75,900
2024	$554.00	$77,900 (+31.81%) Land $6,000 Building $71,900	$77,900 (+31.81%) Land $6,000 Building $71,900
2022		$59,100 Land $5,400 Building $53,700	$59,100 Land $5,400 Building $53,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tower serves 426 people · EPA ID MN1690051
Water Source	Purchased groundwater influenced by surface water from Breitung
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	2.37 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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