Chesapeake City property record for 803 Elgin Ct, Chesapeake, VA 23320
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 bd · 2.5 ba · 1,516 sqft · built 1994 |
| Lot Size | 0.056 acres (2,439 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $313,700 (Nov 2025) |
| Tax Bill | $2,740 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Jun 2012 Mortgage + 4 more |
| APN | 0367002000020 |
| Primary APN | 0367002000020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,516 sqft Total Area |
| 1st Floor Area | 728 sqft |
| Upper Floors Area | 776 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,439 sqft (0.056 acres) |
| Lot Dimensions | 121 ft deep x 20 ft wide |
| Porch | Slab |
| Porch Area | 12 sqft |
| Patio Area | 504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 803 ELGIN CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6656 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | RTH1: RESI |
| Legal Description | 2 GLENLEIGH SEC 2 |
| Legal Subdivision | GLENLEIGH |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20912 |
803 Elgin Ct is owned by two individuals who bought it in November 2025.
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 803 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Jun 29, 2012 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Nov 25, 2025 | Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 28, 2022 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS |
| Sep 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Apr 4, 2006 | Warranty Deed, Transfer · Conventional Mortgage FMF CAPITAL L LC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on File |
| Deed Sale | Nov 25, 2025 · Amount on File |
| Prior Sale | Jan 28, 2022 · Amount on File |
| Deed Document Number | 202527671 |
| Deed Book / Page | 10920 / 404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 803 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 10359/1756 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 10359/1756 |
| Instrument | 210019248 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 803 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008742/736 |
|---|---|
| Date | Jun 29, 2012 |
| Book Page | 8742/736 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2017 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 25, 2025 |
| Property Address | 803 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Document Number | 010920/404 |
| Book / Page | 10920 / 404 |
| Map Reference | MB 10514 PG 0407 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 250027671 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | FNTIC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $314.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 803 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Document Number | 0250027672 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 250027672 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 28, 2022 |
| Property Address | 803 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Document Number | 010514/297 |
| Book / Page | 10514 / 297 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 220003237 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 803 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Document Number | 0220003238 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 220003238 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 11, 2019 |
| Property Address | 803 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Document Number | 10054/884 |
| Book / Page | 10054 / 884 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 190024266 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 803 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Document Number | 190024267 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 190024267 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 4, 2006 |
| Property Address | 803 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Document Number | 006443/142 |
| Book / Page | 6443 / 142 |
| Instrument Date | Mar 24, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006443145 |
|---|---|
| Date | Apr 4, 2006 |
| Instrument | 6443/145 |
| Name | FMF CAPITAL L LC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 803 Elgin Ct was $2,740.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,200 (+7.34%) Land $95,000 Building $196,200 | $291,200 (+7.34%) Land $95,000 Building $196,200 | |
| 2025 | $2,740.00 | $271,300 Land $90,000 Building $181,300 | $271,300 Land $90,000 Building $181,300 |
| 2023 | $243,500 (+21.93%) Land $75,000 Building $168,500 | $243,500 (+21.93%) Land $75,000 Building $168,500 | |
| 2022 | $199,700 Land $65,000 Building $134,700 | $199,700 Land $65,000 Building $134,700 | |
| 2019 | $1,744.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 803 Elgin Ct; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 803 Elgin Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures