Chesapeake City property record for 809 Elgin Ct, Chesapeake, VA 23320
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,610 sqft · built 1994 |
| Lot Size | 0.067 acres (2,919 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Oct 2025) |
| Tax Bill | $2,945 (2025) |
| Deeds & Mortgages | Aug 2012 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| APN | 0367002000050 |
| Primary APN | 0367002000050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,610 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Upper Floors Area | 796 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,919 sqft (0.067 acres) |
| Lot Dimensions | 120 ft deep x 10 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 110 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 809 ELGIN CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6656 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RTH1: RESI |
| Legal Description | 5 GLENLEIGH SEC 2 |
| Legal Subdivision | GLENLEIGH |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20912 |
Source: Chesapeake City records · APN 0367002000050
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2012 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Oct 20, 2025 | Bargain and Sale Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jan 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 20, 2007 | Warranty Deed, Transfer · VA Mortgage VIRGINIA HOUSING DEV AUTH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on Record |
| Deed Sale | Oct 20, 2025 · Amount on Record |
| Prior Sale | Jan 16, 2020 · Amount on Record |
| Deed Document Number | 202524446 |
| Deed Book / Page | 10907 / 601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 809 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008801/116 |
|---|---|
| Date | Aug 30, 2012 |
| Book Page | 8801/116 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 20, 2025 |
| Property Address | 809 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Document Number | 010907/601 |
| Book / Page | 10907 / 601 |
| Map Reference | MB 87 PG 115 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 250024446 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2025 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 809 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Document Number | 0250024447 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 250024447 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 16, 2020 |
| Property Address | 809 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Document Number | 10102/572 |
| Book / Page | 10102 / 572 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 200001553 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 809 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Document Number | 200001554 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 200001554 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 20, 2007 |
| Property Address | 809 ELGIN CT, CHESAPEAKE, VA 23320-6656 |
| Document Number | 007127/547 |
| Book / Page | 7127 / 547 |
| Instrument Date | Jun 15, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007127550 |
|---|---|
| Date | Jun 20, 2007 |
| Instrument | 7127/550 |
| Name | VIRGINIA HOUSING DEV AUTH |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,945.00 (+58.76%) | $291,600 (+7.25%) Land $90,000 Building $201,600 | $291,600 (+7.25%) Land $90,000 Building $201,600 |
| 2023 | $271,900 (+22.37%) Land $75,000 Building $196,900 | $271,900 (+22.37%) Land $75,000 Building $196,900 | |
| 2022 | $222,200 Land $65,000 Building $157,200 | $222,200 Land $65,000 Building $157,200 | |
| 2019 | $1,855.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 543 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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