803 E Lucas St, Algona, IA 50511 Property Records

Kossuth County property record for 803 E Lucas St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,364 sqft · built 1920
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Dec 2022)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-02-433-006`

Property Details

APN / Parcel Number

Primary APN	`22-02-433-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Basement Area	308 sqft
Finished Basement	350 sqft
Unfinished Basement	770 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	86 sqft
Deck Area	544 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	803 E LUCAS ST
City	ALGONA
State	IA
Zip	50511-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 LOTS 9 & 10 BLK 1 CALLS & SMARTS
Legal Subdivision	CALLS & SMARTS ADD
Legal Block	1
Legal Lot Number	9 10
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	2
Census Block	2015
Census Tract	950500

Owner

803 E Lucas St is owned and occupied by two individuals who bought it in December 2022.

Source: Kossuth County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	803 E LUCAS ST, ALGONA, IA 50511-1722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2022 · Amount on File
Deed Sale	Dec 21, 2022 · Amount on File
Deed Document Number	20223804
Deed Book / Page	2022 / 3804
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Dec 21, 2022
Property Address	803 E LUCAS ST, ALGONA, IA 50511-1722
Document Number	02022/3804
Book / Page	2022 / 3804
Instrument Date	Dec 12, 2022
Instrument	2022-3804
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	613 N WOOSTER ST, ALGONA, IA 50511-1648

Mortgage

Document Number	02022/3805
Date	Dec 21, 2022
Book Page	2022/3805
Instrument	2022-3805

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 803 E Lucas St was $1,624 with a homeowner's exemption, down 3.6% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,624.00 (-3.56%) Homeowner's exemption	$113,758 Land $13,514 Building $100,244
2024	$1,684.00
2023		$99,431 Land $12,012 Building $87,419	$99,431 Land $12,012 Building $87,419
2021			$113,758 Land $13,514 Building $100,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 803 E Lucas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 803 E Lucas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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