721 E Lucas St, Algona, IA 50511 Property Records

Kossuth County property record for 721 E Lucas St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,351 sqft · built 1910
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$83,500 (Jul 2020)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-02-432-016`

Property Details

APN / Parcel Number

Primary APN	`22-02-432-016`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,351 sqft Living Area
Attic	Attic
Attic Area	298 sqft
Basement Area	663 sqft
Unfinished Basement	663 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	721 E LUCAS ST
City	ALGONA
State	IA
Zip	50511-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOTS 11 & 12 B LK 2 & S 1/2 E 1/2
Legal Subdivision	CALL & SMARTS ADDITION TO ALGONA
Legal Block	2
Legal Lot Number	11 12
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	2
Census Block	2014
Census Tract	950500

Owner

721 E Lucas St is owned by an individual who bought it in July 2020.

Source: Kossuth County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1903 20TH AVE, WHITTEMORE, IA 50598-7020
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Jul 14, 2020	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	May 1, 2012 · Amount on File
Deed Document Number	20202071
Deed Book / Page	2020 / 2071
Prior Transfer Date	May 20, 2009
Prior Transfer Doc	02009/2216
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Recording Date	Jul 30, 2026
Property Address	721 E LUCAS ST, ALGONA, IA 50511-1627
Document Number	0000001974
Book / Page	2026 / 1974
Instrument Date	Jul 29, 2026
Instrument	20261974
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 20TH AVE, WHITTEMORE, IA 50598-7020

Mortgage

Document Number	0000001974,
Date	Jul 30, 2026
Book Page	2026/1974
Instrument	20261974

Lender

Name	FARMERS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 29, 2036

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jul 14, 2020
Property Address	721 E LUCAS ST, ALGONA, IA 50511-1627
Document Number	02020/2071
Book / Page	2020 / 2071
Instrument Date	Jul 8, 2020
Instrument	2020 2071
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 E POPLAR ST, ALGONA, IA 50511-1256

Mortgage

Document Number	02020/2072
Date	Jul 14, 2020
Book Page	2020/2072
Instrument	2020 2072

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 10, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 721 E Lucas St was $1,472, up 6.1% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,472.00 (+6.05%)	$93,270 Land $15,651 Building $77,619
2024	$1,388.00
2023		$81,909 Land $13,912 Building $67,997	$81,909 Land $13,912 Building $67,997
2021	$1,184.00		$93,270 Land $15,651 Building $77,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 721 E Lucas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 E Lucas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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