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708 E Grove Ave, Effingham, IL 62401 Property Records

Effingham County property record for 708 E Grove Ave, Effingham, IL 62401 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 932 sqft · built 1955
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$86,000 (Aug 2020)
Tax Bill$1,151 (2024)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-16-046-039

Property Details

APN / Parcel Number

Primary APN03-16-046-039

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area932 sqft Base Area
1st Floor Area932 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Garage Area360 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address708 E GROVE AVE
CityEFFINGHAM
StateIL
Zip62401-3842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 7 EDA A AUSTIN SUB 3596/238 3056/11 2179/206 1842/254 1185/98
Legal SubdivisionEDA A AUSTIN SUBDIVISION
Legal Block7
Legal Lot Number5
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2022
Census Tract950600

Owner

Source: Effingham County records · APN 03-16-046-039

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address708 E GROVE AVE, EFFINGHAM, IL 62401-3842
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 05, 2020 · Amount on Record
Deed SaleAug 05, 2020 · Amount on Record
Prior SaleNov 02, 2005 · Amount on Record
Deed Document Number202020004243
Deed Book / Page3596 / 238
Last Transfer DateJun 23, 2025
Transfer Doc0000002146
Record UpdatedSep 20, 2026

August 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionEFFINGHAM IL
Recording DateAug 05, 2020
Property Address708 E GROVE AVE, EFFINGHAM, IL 62401-3842
Document Number3596/238
Book / Page3596 / 238
Map ReferenceMB 2 P 3
Instrument DateAug 03, 2020
Instrument202020004243
Transaction TypeTransfer
Record UpdatedAug 05, 2021
Title CompanyAUSTIN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$129.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 E GROVE AVE, EFFINGHAM, IL 62401-3842

Mortgage

Document Number202020004244
DateAug 05, 2020
Instrument202020004244
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term162 Months
DueFeb 27, 2034
Interest
Rate2.5%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$1,151.00 (-26.5%)$28,050 (+19.92%) Land $8,100 Building $19,950$84,150 (+19.92%) Land $24,300 Building $59,850
2022$1,566.00 Homeowner's exemption Senior Citizen's exemption$23,390 Land $6,750 Building $16,640$70,170 Land $20,250 Building $49,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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