803 E 19th St, Sterling, IL 61081 Property Records

Whiteside County property record for 803 E 19th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.254 acres (11,060 sqft)
Owner	Individual Name on Record
Last Sale	$151,502 (May 2019)
Tax Bill	$5,764 (2025)
Deeds & Mortgages	May 2023 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1115352009`

Property Details

APN / Parcel Number

Primary APN	`1115352009`
Alternative APN	`99251`

Exterior

Lot Area	11,060 sqft (0.254 acres)
Lot Dimensions	140 ft deep x 79 ft wide

Location & Zoning

Account Number	99251
Street Address	803 E 19TH ST
City	STERLING
State	IL
Zip	61081-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWANSON ACRES W 47' LOT 31 & E 32' LOT 30 676700X
Legal Subdivision	SWANSON ACRES SUBDIVISION
Legal Lot Number	30-31
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1012
Census Tract	1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	803 E 19TH ST, STERLING, IL 61081-1334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage SECRETARY OF HSNG & URBAN DEVELOPMENT
Mar 23, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 31, 2019	Warranty Deed, Transfer · FHA Mortgage CENTURY LNDG
May 18, 2018	Warranty Deed, Transfer · Conventional with PMI WFB NA
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	May 5, 2009 · Amount on Record
Deed Document Number	20192780
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	803 E 19TH ST, STERLING, IL 61081-1334
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002236
Date	May 12, 2023
Instrument	2023-02236

Lender

Name	SECRETARY OF HSNG & URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Feb 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	803 E 19TH ST, STERLING, IL 61081-1334
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102012
Date	Mar 23, 2021
Instrument	2021-02012

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 31, 2019
Property Address	803 E 19TH ST, STERLING, IL 61081-1334
Document Number	0000002780
Instrument Date	May 30, 2019
Instrument	2780
Transaction Type	Transfer
Record Updated	May 5, 2021
Title Company	HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 E 19TH ST STERLING IL 610811334, STERLING, IL 61081-1334

Mortgage

Document Number	2781
Date	May 31, 2019
Instrument	2781

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 18, 2018
Property Address	803 E 19TH ST, STERLING, IL 61081-1334
Document Number	0000002596
Instrument Date	May 17, 2018
Instrument	2596
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	702 12TH AVE STERLING IL 610812715, STERLING, IL 61081-2715

Mortgage

Document Number	2597
Date	May 18, 2018
Instrument	2597

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	803 E 19TH ST, STERLING, IL 61081-1334
Document Number	0000002379
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 E 19TH ST STERLING IL 610811334, STERLING, IL 61081-1334

Mortgage

Document Number	0000002379
Date	May 8, 2018
Instrument	2379

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	PRINCETON, IL 61356

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 7, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,764.00	$62,758 Land $5,597 Building $57,161
2024			$188,274 Land $16,791 Building $171,483

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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