707 E 19th St, Sterling, IL 61081 Property Records

Whiteside County property record for 707 E 19th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Dec 2018)
Tax Bill	$7,964 (2025)
Deeds & Mortgages	Oct 2021 Refinance Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1115352006`

Property Details

APN / Parcel Number

Primary APN	`1115352006`
Alternative APNs	`121569` `96470`

Exterior

Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Location & Zoning

Account Number	121569
Street Address	707 E 19TH ST
City	STERLING
State	IL
Zip	61081-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWANSON ACRES E 56' LOT 27 & W 19' LOT 28 676401X
Legal Subdivision	SWANSON ACRES
Legal Lot Number	27-28
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1012
Census Tract	1200

Owner

Source: Whiteside County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	707 E 19TH ST, STERLING, IL 61081-1332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STERLING FEDERAL BANK
Dec 19, 2018	Grant Deed, Transfer · Conventional Mortgage STERLING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	20187022
Prior Transfer Date	Aug 9, 2006
Prior Transfer Doc	0007872006
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	707 E 19TH ST, STERLING, IL 61081-1332
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202107535
Date	Oct 26, 2021
Instrument	2021-07535

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	133 Months
Due	Nov 1, 2032

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 19, 2018
Property Address	707 E 19TH ST, STERLING, IL 61081-1332
Document Number	0000007022
Instrument Date	Dec 18, 2018
Instrument	7022
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 E 19TH ST STERLING IL 610811332, STERLING, IL 61081-1332

Mortgage

Document Number	7023
Date	Dec 19, 2018
Instrument	7023

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 18, 2043

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,964.00	$78,415 Land $5,453 Building $72,962
2024			$235,245 Land $16,359 Building $218,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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