803 2nd St, Cheney, WA 99004 Property Records

Spokane County property record for 803 2nd St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1906
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Nov 2020)
Tax Bill	$2,571 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13131.3801`

Property Details

APN / Parcel Number

Primary APN	`13131.3801`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
Gross Area	1,176 sqft
1st Floor Area	986 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1945
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	803 2ND ST
City	CHENEY
State	WA
Zip	99004-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Description	CHENEY TOWN OF L1& SWLY 1/2 OF L2 B38
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENY
Legal Block	38
Legal Lot Number	1,2
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4004
Census Tract	14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	803 2ND ST, CHENEY, WA 99004-1713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2025	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Mar 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Mar 22, 2018 · Amount on Record
Deed Document Number	20206993118
Prior Transfer Date	Mar 21, 2018
Prior Transfer Doc	0006693101
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	803 2ND ST, CHENEY, WA 99004-1713
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 2ND ST, CHENEY, WA 99004-1713

Mortgage

Document Number	0007410134
Date	Apr 15, 2025
Instrument	7410134

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 10, 2020
Property Address	803 2ND ST, CHENEY, WA 99004-1713
Document Number	0006993118
Map Reference	VOL A PG 44
Instrument Date	Nov 6, 2020
Instrument	6993118
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,885.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 2ND ST, CHENEY, WA 99004-1713

Mortgage

Document Number	0006993119
Date	Nov 10, 2020
Instrument	6993119

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 22, 2018
Property Address	803 2ND ST, CHENEY, WA 99004-1713
Document Number	0006693101
Instrument Date	Feb 20, 2018
Instrument	6693101
Transaction Type	Transfer
Record Updated	Mar 27, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 4TH ST CHENEY WA 990041823, CHENEY, WA 99004-1823

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,571.00 (+3.17%)	$244,900 (+6.29%) Land $80,000 Building $164,900	$244,900 (+6.29%) Land $80,000 Building $164,900
2025	$2,492.00 (+24.91%)	$230,400 (-3.07%) Land $70,000 Building $160,400	$230,400 (-3.07%) Land $70,000 Building $160,400
2024		$237,700 (+34.98%) Land $75,000 Building $162,700	$237,700 (+34.98%) Land $75,000 Building $162,700
2023	$1,995.00 (+2.05%)	$176,100 Land $40,000 Building $136,100	$176,100 Land $40,000 Building $136,100
2022	$1,955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 60% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DCI.

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