723 2nd St, Cheney, WA 99004 Property Records

Spokane County property record for 723 2nd St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 941 sqft · built 1940
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jan 2026)
Tax Bill	$2,752 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13131.2504`

Property Details

APN / Parcel Number

Primary APN	`13131.2504`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	941 sqft Living Area
Gross Area	1,221 sqft
1st Floor Area	941 sqft
Basement Area	280 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2025
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Deck Area	24 sqft
Patio Area	36 sqft
Canopy	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	723 2ND ST
City	CHENEY
State	WA
Zip	99004-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Description	CHENEY TOWN OF L5 B25
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY
Legal Block	25
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4039
Census Tract	14001

Owner

723 2nd St is owned and occupied by two individuals who bought it in January 2026.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	723 2ND ST, CHENEY, WA 99004-1711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Warranty Deed, Transfer · FHA Mortgage PREMIER MORTGAGE RESOURCES LLC
Dec 1, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 25, 2021	Warranty Deed, Transfer · FHA Mortgage WHEATLAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on File
Deed Sale	Jan 26, 2026 · Amount on File
Prior Sale	Dec 1, 2023 · Amount on File
Deed Document Number	20267466471
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 26, 2026
Property Address	723 2ND ST, CHENEY, WA 99004-1711
Document Number	0007466471
Map Reference	VOL A PG 44
Instrument Date	Jan 22, 2026
Instrument	7466471
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,645.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 2ND ST, CHENEY, WA 99004-1711

Mortgage

Document Number	0007466472
Date	Jan 26, 2026
Instrument	7466472

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 1, 2023
Property Address	723 2ND ST, CHENEY, WA 99004-1711
Document Number	0007321835
Map Reference	VOL A PG 44
Instrument Date	Nov 30, 2023
Instrument	7321835
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,717.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 2ND ST, CHENEY, WA 99004-1711

Mortgage

Document Number	0007321836
Date	Dec 1, 2023
Instrument	7321836

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 25, 2021
Property Address	723 2ND ST, CHENEY, WA 99004-1711
Document Number	0007039594
Map Reference	VO A PG 44
Instrument Date	Feb 18, 2021
Instrument	7039594
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,965.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 2ND ST, CHENEY, WA 99004-1711

Mortgage

Document Number	0007039595
Date	Feb 25, 2021
Instrument	7039595

Lender

Name	WHEATLAND BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Mortgage

Document Number	0007039596
Date	Feb 25, 2021
Instrument	7039596

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 723 2nd St was $2,752, up 17.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,752.00 (+17.71%)	$255,300 Land $60,000 Building $195,300	$255,300 Land $60,000 Building $195,300
2025	$2,338.00
2024		$214,700 (+46.95%) Land $75,000 Building $139,700	$214,700 (+46.95%) Land $75,000 Building $139,700
2023	$1,803.00 (+11.02%)	$146,100 Land $40,000 Building $106,100	$146,100 Land $40,000 Building $106,100
2022	$1,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 723 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 723 2nd St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 60% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DCI.

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