Frederick County property record for 8023 Broken Reed Ct, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,048 sqft · built 1987 |
| Lot Size | 0.042 acres (1,814 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Jan 2019) |
| Tax Bill | $3,925 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-555458 |
| Primary APN | 28-555458 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 2,312 sqft |
| 1st Floor Area | 688 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,814 sqft (0.042 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 555458 |
|---|---|
| Street Address | 8023 BROKEN REED CT |
| City | FREDERICK |
| State | MD |
| Zip | 21701-1505 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LOT 448 BLK T PLAT 3 SEC 4 1,814 SQ. FT. WATERSIDE |
| Legal Subdivision | WATERSIDE |
| Legal Block | T |
| Legal Lot Number | 448 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 750802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8023 BROKEN REED CT, FREDERICK, MD 21701-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Nov 18, 2025 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SOFI BANK NA |
| Jul 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage ACCESS NATIONAL MORTGAGE |
| Jan 11, 2019 | Deed, Transfer · FHA Mortgage ACCESS NATIONAL MORTGAGE |
| Mar 19, 2018 | Grant Deed, Mortgage SANDY SPRING BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on Record |
| Deed Sale | Jan 11, 2019 · Amount on Record |
| Prior Sale | Jun 4, 2013 · Amount on Record |
| Deed Book / Page | 12797 / 211 |
| Last Transfer Date | Sep 13, 2025 |
| Transfer Doc | 0176080220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8023 BROKEN REED CT, FREDERICK, MD 21701-1505 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Title Company | COVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0152290444 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 15229/444 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 18, 2025 |
| Property Address | 8023 BROKEN REED CT, FREDERICK, MD 21701-1505 |
| Document Number | 0176080220 |
| Book / Page | 17608 / 220 |
| Map Reference | MB 33 PG 54 |
| Instrument Date | Sep 13, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | TSI TITLE AND ESCROW, SILK TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8023 BROKEN REED CT, FREDERICK, MD 21701-1505 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8023 BROKEN REED CT, FREDERICK, MD 21701-1505 |
| Document Number | 0017608227 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 17608/227 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8023 BROKEN REED CT, FREDERICK, MD 21701-1505 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0130710357 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 13071/0357 |
| Name | ACCESS NATIONAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | RESTON, VA 20191 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 11, 2019 |
| Property Address | 8023 BROKEN REED CT, FREDERICK, MD 21701-1505 |
| Document Number | 0127970211 |
| Book / Page | 12797 / 0211 |
| Map Reference | MB 33 PG 54 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ATG TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8023 BROKEN REED CT, FREDERICK, MD 21701-1505 |
| Document Number | 0012797218 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 12797/218 |
| Name | ACCESS NATIONAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 19, 2018 |
| Property Address | 8023 BROKEN REED CT, FREDERICK, MD 21701-1505 |
| Document Number | 0123230055 |
| Book / Page | 012323 / 000055 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8023 BROKEN REED CT FREDERICK MD 217011505, FREDERICK, MD 21701-1505 |
| Document Number | 123230055 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 012323/000055 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $333,867 (+6.33%) | $373,600 (+18.98%) Land $110,000 Building $263,600 | |
| 2025 | $3,925.00 (+9.58%) | $314,000 (+19.33%) Land $90,000 Building $224,000 | $314,000 (-) Land $90,000 Building $224,000 |
| 2024 | $3,582.00 (+12.96%) | ||
| 2023 | $3,171.00 | $263,133 | $314,000 Land $90,000 Building $224,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERSIDE serves 1,509 people · EPA ID MD0100029 |
|---|---|
| Water Source | Purchased surface water from CITY OF FREDERICK |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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