8020 Ranch Estates Rd, Clarkston, MI 48348 Property Records

Oakland County property record for 8020 Ranch Estates Rd, Clarkston, MI 48348

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,541 sqft · built 1996
Lot Size	4.68 acres (203,861 sqft)
Owner	2 Company Names on Record
Last Sale	$69,000 (Jan 1995)
Tax Bill	$6,456 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`J-08-13-402-006`

Property Details

APN / Parcel Number

Primary APN	`J-08-13-402-006`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,541 sqft Living Area
1st Floor Area	2,604 sqft
Basement Area	2,498 sqft
Finished Basement	2,498 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Lot Area	203,861 sqft (4.68 acres)
Garage Area	1,882 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	474 sqft
Deck Area	18 sqft
Patio Area	233 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8020 RANCH ESTATES RD
City	CLARKSTON
State	MI
Zip	48348-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T4N, R9E, SEC 13 CLARKSTON RANCH ESTATES NO 2 THAT PART OF LOT 85 LYING IN INDEPENDENCE TWP 02/16/84 FR400005
Legal Range	9E
Legal Township	4N
Legal Section	13
Legal Subdivision	CLARKSTON RANCH ESTATES
Legal Lot Number	85
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1024
Census Tract	127600

Owner

Source: Oakland County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8020 RANCH ESTATES RD, CLARKSTON, MI 48348-4027
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 1995 · Amount on Record
Deed Sale	Jan 27, 1995 · Amount on Record
Last Transfer Date	Jun 1, 2026
Transfer Doc	0000083560
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 12, 2026
Property Address	8020 RANCH ESTATES RD, CLARKSTON, MI 48348-4027
Document Number	0000083560
Book / Page	61285 / 522
Instrument Date	Jun 1, 2026
Instrument	202683560
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	8020 RANCH ESTATES RD, CLARKSTON, MI 48348-4027

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8020 RANCH ESTATES RD, CLARKSTON, MI 48348-4027
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8020 EANCH ESTATES RD, CLARKSTON, MI 48348

Mortgage

Document Number	0000342509
Date	Mar 14, 2022
Book Page	57575/712
Instrument	342509

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jan 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8020 RANCH ESTATES RD, CLARKSTON, MI 48348-4027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045214
Date	Mar 26, 2018
Book Page	51661/00589
Instrument	45214

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8020 RANCH ESTATES RD, CLARKSTON, MI 48348-4027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067740
Date	Apr 8, 2020
Book Page	54050/808
Instrument	67740

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8020 RANCH ESTATES RD, CLARKSTON, MI 48348-4027
Document Number	0000139081
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8020 RANCH ESTATES RD CLARKSTON MI 483484027, CLARKSTON, MI 48348-4027

Mortgage

Document Number	0000139081
Date	Aug 27, 2019
Book Page	053181/000501
Instrument	139081

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,456.00 (-31.78%) Homeowner's exemption	$382,500 (+18.06%) Land $70,900 Building $311,600	$765,000 (+18.06%) Land $141,800 Building $623,200
2024	$9,464.00 (+11.84%)
2023		$324,000 Land $55,900 Building $268,100	$648,000 Land $111,800 Building $536,200
2022	$8,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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