St. Charles County property record for 802 Wilbie Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,225 sqft · built 2018 |
| Lot Size | 0.288 acres (12,567 sqft) |
| Owner | Company Name on Record |
| Deeds & Mortgages | Sep 2019 Line of Credit Jul 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T171600049 |
| Primary APN | T171600049 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,225 sqft Living Area |
| Basement Area | 2,225 sqft |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 12,567 sqft (0.288 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T171600049 |
|---|---|
| Street Address | 802 WILBIE CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-7739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT MONTRACHET #1 LOT 15C |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | VLGS AT MONTRACHET #1 |
| Legal Lot Number | 15C |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 311154 |
Source: St. Charles County records, as of October 19, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 802 WILBIE CT, O FALLON, MO 63368-7739 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 23, 2019 | Deed of Trust, Mortgage · Line of Credit UMB BANK NA |
| Jul 1, 2022 | Beneficiary Deed, Transfer |
| Jun 28, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Apr 21, 2020 | Quit Claim Deed, Transfer FIRST ST BK/ST CHARLES |
| Mar 14, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2021 |
| Deed Sale | Jun 28, 2021 |
| Prior Sale | Apr 21, 2020 |
| Deed Document Number | 0202154201 |
| Deed Book / Page | 7046 / 1730 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 802 WILBIE CT, O FALLON, MO 63368-7739 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000519120 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 7146/2055 |
| Instrument | 20190923000519120 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 1, 2022 |
| Property Address | 802 WILBIE CT, O FALLON, MO 63368-7739 |
| Document Number | 0000036788 |
| Map Reference | MB 48 PG 325 |
| Instrument Date | Jun 20, 2022 |
| Instrument | 2022R-036788 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 802 WILBIE CT, O FALLON, MO 63368-7739 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 28, 2021 |
| Property Address | 802 WILBIE CT, O FALLON, MO 63368-7739 |
| Document Number | 0000054201 |
| Map Reference | MB 48 PG 325 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021R-054201 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 802 WILBIE CT, O FALLON, MO 63368-7739 |
| Document Number | 0000054202 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021R-054202 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 21, 2020 |
| Property Address | 802 WILBIE CT, O FALLON, MO 63368-7739 |
| Document Number | 0072750909 |
| Book / Page | 007275 / 000909 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 249280 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 802 WILBIE CT O FALLON MO 633687739, O FALLON, MO 63368-7739 |
| Document Number | 72750911 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 007275/000911 |
| Instrument | 249290 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 14, 2019 |
| Property Address | 802 WILBIE CT, O FALLON, MO 63368-7739 |
| Document Number | 0000114160 |
| Book / Page | 7046 / 1730 |
| Map Reference | MB 48 PG 325 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 20190314000114160 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | ARCHER LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 218 CHESTERFIELD TOWNE CTR, 218, CHESTERFIELD, MO 63005-1257 |
| Name | Verified Name |
|---|---|
| Address | 802 WILBIE CT, O FALLON, MO 63368-7739 |
| Document Number | 0000114170 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 20190314000114170 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $85,695 | |
| 2022 | $451,025 Land $100,000 Building $351,025 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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