796 Wilbie Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 796 Wilbie Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,260 sqft · built 2016
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on File
Last Sale	$397,611 (Jan 2017)
Tax Bill	$8,094 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T171600036`

Property Details

APN / Parcel Number

Primary APN	`T171600036`
Alternative APN	`2-113A-C345-00-002C.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,260 sqft Living Area
Basement Area	1,868 sqft

Exterior

Year Built	Built 2016
Exterior Material	Composition/Composite
Lot Area	10,934 sqft (0.251 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T171600036
Street Address	796 WILBIE CT
City	O FALLON
State	MO
Zip	63368-7745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT MONTRACHET #1 LOT 2C
Legal Range	03E
Legal Township	46N
Legal Subdivision	VLGS AT MONTRACHET #1
Legal Lot Number	2C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	311154

Owner

796 Wilbie Ct is owned and occupied by an individual who bought it in January 2017.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	796 WILBIE CT, O FALLON, MO 63368-7745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Feb 11, 2020	Deed of Trust, Mortgage ENDEAVOR CAP
Jan 18, 2017	Warranty Deed, Subdivision Related Transfer ENDEAVOR CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2017 · Amount on File
Deed Sale	Jan 18, 2017 · Amount on File
Deed Document Number	0006687397
Deed Book / Page	6687 / 397
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	796 WILBIE CT, O FALLON, MO 63368-7745
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 WILBIE CT, O FALLON, MO 63368-7745

Mortgage

Document Number	0000015819
Date	Feb 23, 2021
Instrument	2021R-015819

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	796 WILBIE CT, O FALLON, MO 63368-7745
Document Number	0072322133
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 WILBIE CT O FALLON MO 633687745, O FALLON, MO 63368-7745

Mortgage

Document Number	0072322133
Date	Feb 19, 2020
Book Page	007232/002133
Instrument	98840

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount on Record
Term	300 Months
Due	Feb 18, 2045

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 18, 2017
Property Address	796 WILBIE CT, O FALLON, MO 63368-7745
Document Number	0066870397
Book / Page	006687 / 000397
Instrument Date	Jan 17, 2017
Instrument	37110
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2018
Title Company	CHESTERFIELD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	796 WILBIE CT O FALLON MO 633687745, O FALLON, MO 63368-7745

Mortgage

Document Number	66870400
Date	Jan 18, 2017
Book Page	006687/000400
Instrument	37120

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 796 Wilbie Ct was $8,094.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,094.00	$126,671	$666,692
2023		$115,506
2022			$607,925 Land $100,000 Building $507,925

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 796 Wilbie Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 796 Wilbie Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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