802 Smith St, Clarence, IA 52216 Property Records

Cedar County property record for 802 Smith St, Clarence, IA 52216

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1949
Lot Size	0.159 acres (6,926 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,500 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`039003261050090`

Property Details

APN / Parcel Number

Primary APN	`039003261050090`
Alternative APN	`39003900326105009000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,926 sqft (0.159 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	802 SMITH ST
City	CLARENCE
State	IA
Zip	52216-7720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 70' L1 & E 70' N 1/2 L2 BLK 6 GILBERTS ADD
Legal Subdivision	GILBERTS ADD
Legal Block	6
Legal Lot Number	1
Jurisdiction	CEDAR IA
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2061
Census Tract	450100

Owner

802 Smith St is owned and occupied by two individuals.

Source: Cedar County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 128, CLARENCE, IA 52216-0128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Sep 28, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	802 SMITH ST, CLARENCE, IA 52216-7720
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001638/91
Date	Mar 7, 2022
Book Page	1638/91
Instrument	2022 763

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	802 SMITH ST, CLARENCE, IA 52216-7720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1384/332
Date	Sep 28, 2017
Book Page	1384/332
Instrument	2017 3160

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 19, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 802 Smith St was $1,500 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Clarence City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,500.00 Homeowner's exemption	$123,270 (-) Land $12,320 Building $110,950	$123,270 (-) Land $12,320 Building $110,950
2025	$1,500.00 (+1.08%) Homeowner's exemption	$123,270 Land $12,320 Building $110,950	$123,270 Land $12,320 Building $110,950
2024	$1,484.00
2023		$116,810 (+39.76%) Land $12,320 Building $104,490	$116,810 Land $12,320 Building $104,490
2022	$1,234.00 Homeowner's exemption	$83,580 Land $10,780 Building $72,800
2021			$83,580 Land $10,780 Building $72,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 802 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 802 Smith St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARENCE WATER SUPPLY serves 1,039 people · EPA ID IA1630028
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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